How-To Articles

Tagged in Research

How To Actually Generate Customers On Professional Networks: Part 1

Asked by Julbert Abraham from AGM - LinkedIn Marketing & LinkedIn Training

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If you're wondering if you can get clients from a professional network such as LinkedIn or Alignable (or any... Read Full Answer

Data & Insights

Tagged in Engineering & IT

10 Actually Actionable Benefits Of List Building

Asked by Juan Manuel Colome from Top Response Marketing

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What is List Building all about?

List building refers to a continuous process of adding new and updated subscribers to your list.... Read Full Answer

Local Business Stories

Tagged in Local

Celebrating Small And Locally-owned Businesses With Bill Brunelle of Independent We Stand

Asked by Alan Belniak from Alignable

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Today's special edition of the Local Business Stories by Alignable podcast highlights... Read Full Answer

What Reasons Drive You to Get a New Insurance Quote? [Market Research]

By Patricia Rogers · Posted on Sunday, December 25, 2016 · Tagged in Research



There are numerous factors that can impact your auto insurance rates such as life events.

Most Liked Answer

Gary Patton from Allstate Insurance - Kelly Benbow Agency
5 Locals Recommend Them • Answered on Tuesday, December 27, 2016

Mark's answer has some good points.

Most people look for new auto insurance when their rates increase, however, there are other reasons people look for new insurance.

Life changing events are high on the list. Here are the top five reasons I have found people look for new auto insurance.

1. Their premium went up.

2. They purchase a new auto.

3. They move to a new area.

4. They don't feel they are getting the service they pay for.

5. They had a claim and didn't have the coverage they thought they did.

It is important for you to understand what your coverage is and to... (more)


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Tuesday, December 27, 2016

Hello Gary,

You made some valid reasons why our coverage can go up. You said it best "I would recommend a yearly review of your policy to determine if you have proper coverage."

Gary you may be nice enough to review the policy but not many people will review policies for free! You are right and I do have my policy reviewed annually at no cost along with other contracts and documents that I need reviewing from time to time. With an affordable legal plan, I am protected legally and there is not out of pocket cost to have these reviews done. Thankfully, it is... (more)


Randy Smith from The Insurance Shop USA
1 Local Recommends Them • Replied on Wednesday, January 4, 2017

I spent 17 of my 25 years in the insurance industry as a captive agent (examples: State Farm, Allstate, Farmers, Liberty, Farm Bureau, etc) and know that there is not a single insurance company that can best suit everyone's needs. An independent agent has the advantage of many companies and products to best suit the needs of their clients. We feel that we are able to do a much better job for our clients as an independent agent / broker because we put our clients best interests first. Captive agents are contractually required to place the insurance company's... (more)

Most Engaging Answer

Kristine Schultz from Impact KB ZOODADZ, Inc
6 Locals Recommend Them • Answered on Wednesday, December 28, 2016

I haven't got a new insurance quote in years. I am very happy with my agent from Allstate. However, since I haven't gotten a quote in a long time I am considering it to see if I am still getting the best rate I can. I have gotten new quotes in the past when my premiums went up for no reason.


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Thursday, December 29, 2016

I hear you Kristine, never hurt to be sure. In today's time it is all about saving on the bottom line.


Rebecca Courtney from Bookmedic Financial Solutions
1 Local Recommends Them • Replied on Thursday, December 29, 2016

We rexommend checking every 6 months, even with your own correct company. They're ate so many variables that influence auto ands home insurance, you may not like the quote this time, but 6 months after the quote week change.


Roberto Gallegos from Roberto Gallegos, Agent with New York Life
0 Locals Recommend Them • Replied on Saturday, December 31, 2016

Hello Kristine! Give yourself a chance and check out our website (www.newyorklife.com). If you need life insurance, we have the best ratings in the industry and if I can help you analyze what you currently have, please reach out.

Theresa McEaddy from Primerica Financial Services
2 Locals Recommend Them • Answered on Friday, December 30, 2016

I am an insurance agent and the rule of thumb is to have your agent look at your Auto, Home, and Insurance policy, check each six months because circumstance change. Rather than wait on a good driver check, why not have your rate lowered and save on premiums. Whether you are adding new family members, getting new policies for children that are 21, or you are getting older and do not need as much coverage as you did when you were younger. These issue should be discussed with you agent. What I personally do is check on my clients often to see if any changes... (more)


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Monday, January 9, 2017

Thank you Theresa for the feedback. I learned a lot from everyone's posting and I am currently revisiting my policy as well. I learned today that I can receive a "Mature Driver" dis count, but have to take a class for qualification.


Deanna Polly-Faulkner from Polly-Faulkner Insurance Agency Inc.
0 Locals Recommend Them • Replied on Sunday, January 22, 2017

A customer cannot just call in and "have their rate lowered" just like a snap of a finger. The only way to lower rates is to reduce coverage limits, or increase your own out-of-pocket with higher deductibles and removal of options. I also beg to differ on the statement that since you are getting older you might not need as much coverage. I have found it to be quite the opposite!

Travis Yates from Remington Agency
5 Locals Recommend Them • Answered on Wednesday, December 28, 2016

When they tell me I can cut my costs in half.


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Thursday, December 29, 2016

Sounds like a good reason to me Travis! That is definitely the object and well worth the effort and time to explore!


"Marie" White from Brock-Norton Insurance
1 Local Recommends Them • Replied on Wednesday, January 11, 2017

Travis, most of the time when you call to get a quote they will do whatever it takes to save you money and therefore get your business - this usually means lowering your coverage and increasing your deductibles. Make sure you know what you're buying and who you're buying it from.


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Wednesday, January 11, 2017

I hear you Travis, and that will never happen! It is always more money and less protection.

Trang Le from Medilution Consulting Services
1 Local Recommends Them • Answered on Sunday, January 8, 2017

Poor Customer Service or lack thereof is the biggest reason to motivate me getting another quote from another company.


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Monday, January 9, 2017

Trang, the bottom line for me is regardless of the Customer Service, I owe it to myself to do my research and find the best quote. It is all about saving on the bottom line. I learned today that I qualified for a specific discount and if I had not did my research, I would not have known. Poor Customer Service can also involve withholding information that can give better quotes to the customer. Unbelieveable!


Trang Le from Medilution Consulting Services
1 Local Recommends Them • Replied on Wednesday, January 11, 2017

Patricia- True on poor customer service can take many forms. If a customer service is omitting information, it is disrespectful and deceitful in the attempt to keep you where you are.


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Wednesday, January 11, 2017

Trang,

I am so glad that I posed the question in the first place, because I have learned so much and this is why it is important to connect with other professionals to hear what they have to offer.

Thanks for your feedback.


Andi Greer from Randahl Agency
0 Locals Recommend Them • Answered on Wednesday, January 11, 2017

A couple of general things to keep in mind about insurance.

Each state makes their own rules governing insurance. So depending on the state you live in, there may be minimums & discounts & coverages that are not available elsewhere. Or they may be included in the basic policy structure in one state, but be an add on coverage in another. Or they may just use different names for the same type of coverage from state to state.

It is almost always best to work with a LOCAL agent, not just an 800 number. At the call centers, agents live in one state, get... (more)


Patricia Rogers from Independent Associate
2 Locals Recommend Them • Replied on Wednesday, January 11, 2017

Andi,

I really enjoyed the information that you shared. It was very informative and valuable. Thank you for your feedback.

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Patricia Rogers from Independent Associate
Miami Lakes, FL