Member Benefits USA Inc., Port Saint Lucie FL
Howard Silverstein from Member Benefits USA Inc.

Howard Silverstein

Member Benefits USA Inc.

Port Saint Lucie, FL
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Highly Recommended (28)
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About Us

Member Benefits USA (MemBenUSA), is partnering with Legal Club to help customers/members Live Smarter, Better & Cyber Safer! We serve members of Residential Living Associations (HOA, Condos, POAs etc), Chambers of Commerce, Small Business Owners, Individuals, & Families, Police, and Volunteer Firefighters.

MemBenUSA has partnered with Legal Club to offer Discount and Free Legal Services, Tax Advice & Income Tax Preparation for as little as $12.00 per household per month. Identity Theft Protection is also available for an additional fee. Legal Club offers a national network of 20,000 credentialed attorneys operating in all 50 states and a panel of Certified Public Accountants (CPAs) for both individuals and families. MemBenUSA is partnering with Legal Club to be able to offer these services to individuals, families and SMBs, previously, only available to groups.

The products and services that HOA Member Benefits promotes are considered discount plans not insurance products.

***See our Website for specifics.

How We Got Started

Before moving to Florida permanently 13 years ago, we recognized the changing needs and desires of consumers could not be served by insurance products alone.
I'm Howard Silverstein, Founder & CEO of Member Benefits USA Inc. Previous to the establishment of Member Benefits USA, I was active in the insurance, employee benefits, HR , and payroll businesses for 30+ years. Member Benefits USA will only be selling discount non-insurance programs. Member Benefits USA has been in the planning stages for several years. Our partnership with Legal Club is our first discount service offering and very soon we'll be offering another product also available on a national basis through an innovator in their respective industry.

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The products and services we offer

Identity Theft & Online Cyber Security Discount Legal Tax Preparation Tax Advising Airport Pickup Services Real Estate Agent Small Business Show all 7
Products & Services
We help members of HOAs, Chambers, Volunteer Fire Fighters & Associations live life better and Cyber Safer!
We offer bundled Discount Products & Services for  Legal, ID Theft, Tax Advice & Tax Preparation and Cyber Security through our relationship with L...
Member Benefits USA Inc.
Member Benefits USA has partnered with Legal Club to offer Legal, Tax,  and ID Theft for households and/or small businesses with access to affordab...
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Recommendations Given (44)
"Courtney, is very smart, open-minded, listens well, refreshingly different from most consultants..." Read more "Courtney, is very smart, open-minded, listens well, refreshingly different from most consultants that I have encountered and done business with over the past 30 years. I wholeheartedly recommend Courtney for any small to medium size business."
"When it comes to life insurance and annuities; Gary always finds the best suited products for his..." Read more "When it comes to life insurance and annuities; Gary always finds the best suited products for his customers!! "
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Recent Activity
Should Your Federal Government Ban TikTok?
Howard from Member Benefits USA Inc. Answered this on May 30, 2024
I'm not as informed as I'd like to be on this subject; but I think we should have an national open forum broadcast on all the mediums that wish to broadcast it. Represented should be the top 10-25  Television, Radio, Cable, Internet, media related etc. organizations. Or maybe for a start have... (more) I'm not as informed as I'd like to be on this subject; but I think we should have an national open forum broadcast on all the mediums that wish to broadcast it. Represented should be the top 10-25  Television, Radio, Cable, Internet, media related etc. organizations. Or maybe for a start have Alignable put something out there like I suggested. We should try to keep the government, politics, and media  out of the control of the conversation, if possible.
1 Reply
Is Wearing a Mask Too Much to Ask?
Howard from Member Benefits USA Inc. Answered this on July 19, 2020
I understand both sides of this issue and I need to refer back to the SARS outbreak in 2002-2004. We still lived in Buffalo, NY, but in Toronto, Canada less than 100 miles away  there was a huge outbreak. Nothing compared to what we are experiencing today, but nonetheless it was something me and... (more) I understand both sides of this issue and I need to refer back to the SARS outbreak in 2002-2004. We still lived in Buffalo, NY, but in Toronto, Canada less than 100 miles away  there was a huge outbreak. Nothing compared to what we are experiencing today, but nonetheless it was something me and my wife hadn't experienced before. All we know is we had to wash our hands again, again and again, use disinfectants and pray we were doing the right thing. Thousand of people crossed the borders from Canada to Buffalo everyday; but everyone we knew just followed the guidelines and did the best we could. In Canada there were something like 500 cases and 50 deaths and just like today we didn't know how it would spread and what we could do to prevent catching this disease.  Well as we all know this is a bit crazier than that relatively small outbreak, but worrisome nonetheless. If you think about it the average life expectancy in the United States is about 78.5 years. And yes there have been a lot ofmistakes or judgements  from the so called experts about what is effective or not. Well I sort of look at  it this way. If we wear masks and social distance for a total of 8 months in our entire life (many of us have quaranteened for 2-3 months already); then is it worth it to save your life and the lives of your friends, immediate families, neighbors, clergy, doctors, fellow workers etc. to spend less than 1% of your entire life to save another life?
Would you like to see a interactive walk through of Alignable?
Howard from Member Benefits USA Inc. Answered this on July 15, 2020
Yes. Very much so. (more) Yes. Very much so.
1 Reply
What creative ways are you engaging with your customers now?
Howard from Member Benefits USA Inc. Answered this on April 14, 2020
Most importantly we're trying to keep the business we currently have. In doing so, we are inviting our customers (and prospects) to as many webinars as our vendors offer. I also am making myself available 7 days a week atleast 12 hours a day. I don't have Calendly setup that way, but I make it... (more) Most importantly we're trying to keep the business we currently have. In doing so, we are inviting our customers (and prospects) to as many webinars as our vendors offer. I also am making myself available 7 days a week atleast 12 hours a day. I don't have Calendly setup that way, but I make it known to my customers that they can almost call anytime. I'm sending more newsletters and reprints of interesting articles. I'm trying to listen better and really hear what our customer's new challenges are. To help many of our customers thru this very difficult time, we've partnered with Solvo Global (Solvo), that delivers bilingual, MBA / university grads,and time zone specific labor to optimize our customers workforce at a significant cost savings. 
The SBA claimed last week to have an Economic Injury Disaster Advance Loan available to small business among other Covid-19 (CARES) programs. It was supposed to fund in 3 days. Has anyone who applied actually seen the money?
Howard from Member Benefits USA Inc. Answered this on April 12, 2020
I'm not applying, but from talking with my PEO (HR Outsourcing/Professional employer organizations) partners, who have all the information needed at their fingertips; they make applying very easy and provide the most up-to-date and accurate information to speed their client's applications thru... (more) I'm not applying, but from talking with my PEO (HR Outsourcing/Professional employer organizations) partners, who have all the information needed at their fingertips; they make applying very easy and provide the most up-to-date and accurate information to speed their client's applications thru the system.Very much the same as a previous responder from Insperity.
What form of advertising has worked best for you and given you the best return?
Howard from Member Benefits USA Inc. Answered this on March 04, 2020
So far Alignable is doing very nice for me and I just got started! Facebook for certain services is reasonable. (more) So far Alignable is doing very nice for me and I just got started! Facebook for certain services is reasonable.
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