Our Ideal Customer

My ideal referral is anyone that wants to protect their financial future. However, I specialize in life insurance, guaranteed retirement income, Certificate of Deposit replacements, as well as employee permanent life insurance benefits for small and large companies.

About Us

As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.

I am not licensed in all jurisdictions.

550 S Winchester Blvd, Ste. 405, San Jose, CA 95128

My CA Insurance license number is 0D16668.

How We Got Started

I've always loved the insurance industry...it provides the three things that people most want - financial protection, peace of mind, and an educated professional. So I began my insurance career with State Farm in 2000 and later went on to work with Humana as an agent and then marketing specialist before starting my journey with New York Life.

Employee Permanent Life Insurance

Whether you have 5 or 50 employees, I can help you bring value to your business with employee permanent life insurance. Call me for details!

Guaranteed Income during Retirement

Do you want additional income during retirement? Do you want it to be a steady, guaranteed stream of income that will last your entire life? A New York Life Guaranteed Lifetime Income Annuity can provide guaranteed income that will arrive each month, and last as long as you live. It is a...

Life Insurance/Mortgage Protection

Who would pay the mortgage if something happened to you? Call me to explore your options.
Businesses We Recommend
Steve, the owner, really cares about the work he does and you can see that he's passionate about helping people. I like to do business with people like that and I'm sure you do too!
The pies are so unique and the owner, Mari-Lyn, really has a passion for what she does!
They have great food that makes you feel good and they're a family business, which is nice in the neighborhood.
The gym is always so clean and the staff is very friendly.
I recommend Red Wave Insurance Services because Michelle, the broker, is very authentic and true-to-self and knows her business. She knows how to help people and sticks to her ethics. I appreciate that in people I do business with. I would trust her to handle my business and I look forward to working with her.
Top Forum Activity
Karen Johnson answered As a New Mercedes Benz Consultant, What Are the Most...
2 months ago • 1 Like
Hi Alia, I did marketing for about 8 years and if you want people to come to your business, do sales campaigns at your dealerships. For instance, look ahead to possible days on the calendar where... (more)
Karen Johnson answered Insurance Agents, What Is the Best Time Management Tool...
2 months ago • 1 Like
Hi Amber. The best time management tool I use is that I review my calendar for the next day at the end of each business day. This accomplishes two things -1. It helps to reaffirm my goals for the... (more)
Karen Johnson answered What's the Best Way to Market an Insurance Business on a...
about 1 month ago
Hi Keith. Marketing is a means of letting the community know who you are and what you do. So, first, think about who you are and who you want to reach out to. Then find venues or locations where... (more)
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Karen Johnson from New York Life Insurance Company
Karen Johnson
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