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About Us

The Jim Black Team is fortunate to have teamed up with American Pacific Mortgage (APM), to continue to enhance the knowledge, programs and service they offer to the community for residential lending needs.

Jim's Bay Area clients, business associates, and co-workers respect his financial business background and drive for excellence as he delivers the best customized short and long term construction and residential lending solutions with exceptional customer service.

Jim and his Team are focused on helping make a difference in their community and look forward to having the opportunity to show you what Team Jim Black can do for you!

How We Got Started

At American Pacific Mortgage, we have an outstanding reputation as an industry leader. We are a company built and led by originators with a senior leadership group averaging 24 years in mortgage lending. We recognize that adaptability and tenacity are central to remaining successful in today’s industry. We are known for bringing the production tools and resources to our originators to help them succeed in originating loans and giving them a huge advantage over the competition. Our ability to deliver large volumes of quality loans to our industry partners creates pricing and service improvements that increase that advantage even further.

Our Ideal Customer

Anyone looking for assistance on making one of the largest decisions in life around buying or refinancing a HOME. If you are looking for sound advice on your financial goals of home ownership, you have connected with the RIGHT PASSIONATE LENDING TEAM!

Our Team
Jim Black from Santa Cruz Home Finance
Jim Black
Sales Leader
Products & Services

Passionate LOCAL Home Loan Lender

We are a Mortgage Banker , who only does one thing very well... HOME LOANS ! We specialize in Purchase and Refinance loans up to $5,000,000. From First Time Home Buyer Programs to Construction Loans, we offer a customized solution that most large national banks will not have. We look at each...
Businesses We Recommend
David Luna is GREAT! Best CE class I have ever been a part of. Thanks David and see you soon! Cheers, Jim Black

Highly Recommended

By 5+ Local Business Owners!