About Us
Our mission at Essex LLC is to build you a customized plan driven by your personal goals and objectives to achieve financial independence. We analyze your financial decisions, create strategies to optimize protections and cost savings and offer a personalized approach to investment management.
The products and services we offer
Recommendations Received (4)
"Rob and Essex have the expertise to provide valuable, well-rounded investment advice, which..."
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"Rob and Essex have the expertise to provide valuable, well-rounded investment advice, which includes how to take advantage of retirement plan opportunities for business owners."
"I have used Robert and Benjamin and others in the firm exclusively for years and would recommend..."
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"I have used Robert and Benjamin and others in the firm exclusively for years and would recommend them without hesitation. "
Products & Services
We will develop an investment plan that is right for you and your family. This will take into account your tax situation, risk tolerance, cash flow...
The most important issue to most of our clients relates to when they will be able to afford to retire and how much money can they afford to spend d...
With credentials in the tax as well as in the investment area, we are able to provide you with tax strategies as well as portfolio management. Ther...
Gallery
Recommendations Given (1)
"Kathy and her team at STAR are incredibly valuable partners to any investment advisory business...."
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"Kathy and her team at STAR are incredibly valuable partners to any investment advisory business. The provide top notch knowledge and expertise surpassing their peers when it comes to running defined contribution and benefit plans for clients of all sizes."
Recent Activity
The biggest pitfall we see with business owners and their respective retirement plans really falls into two buckets:
1 - Retirement Trajectory - are you assets being managed properly for the amount of time you have left to work before retiring. There in, are you saving enough every month and are...
(more)
The biggest pitfall we see with business owners and their respective retirement plans really falls into two buckets:
1 - Retirement Trajectory - are you assets being managed properly for the amount of time you have left to work before retiring. There in, are you saving enough every month and are you taking on too much or too little risk with those savings/investments to reach your end game goal.
2 - Selection of Retirement Vehicle - are you using the best type of investment for you and your business. There are a variety of investment options, some of which may make more sense than others for you. Using the right type of retirement vehicle could mean the difference between an owner being able to save an extra $30k+ pretax annually in a tax deferred investment.
The best way to create a conducive environment with respect to client loyalty is simple. As a financial adviser and fiduciary this comes as second nature - there in - always put your clients best interests above and beyond anything else. If you can always do the right thing for your client it is...
(more)
The best way to create a conducive environment with respect to client loyalty is simple. As a financial adviser and fiduciary this comes as second nature - there in - always put your clients best interests above and beyond anything else. If you can always do the right thing for your client it is easy for them to feel secure and safe in your hands as a service provider, especially when dealing with something as important as their financial well being.
The volatility one sees in the market now is actually more normal than what one could be used to after the past 8 or so years. Long bull markets tend to create a euphoria effect that can lead to the expectation of markets never going down. That being said, asset allocation is the cornerstone of...
(more)
The volatility one sees in the market now is actually more normal than what one could be used to after the past 8 or so years. Long bull markets tend to create a euphoria effect that can lead to the expectation of markets never going down. That being said, asset allocation is the cornerstone of managing markets - volatile or not - over longer periods. This ensures downside protection in certain asset classes while still being able to realize growth in others. It's always important to asset a client's suitability for risk and ensure they are properly
allocated so as not to assume more risk than they are comfortable with.