Alexis Chateau, I agree with you and also wonder why most people balk at using their own money to start a business. I believe because we live in an instant gratification society people don't realize the importance of patience. Rather than watering the seed and waiting til the flower grows and blossoms they want buy the flower already in bloom. The problem with that is you don't have a good understanding of the foundation (dirt) the seed took root in. Do the roots run deep or are they shallow and will the flower stand when the winds come or will it simply lose it's grasp and fly away in the wind to die. Everybody wants to succeed but yet few plan to succeed.