Revised: What about the volatile construction Industry and loans over $150,000. Say a subcontractor managed to be profitable in 2020 because some large projects had been bid, built and construction started in 2019. Completed 2020. But now in 2021, no construction projects are coming out so PPP loan money is being used to keep from laying off employees ($40,000 week payroll) because COVID-19 has slowed down construction projects (can’t get materials, equipment, delays in putting subcontractors to work, or maybe not start at all, etc)? So we use the loan money to keep employees paid until more work is available.  Could take a couple of months. Will loan be forgiven since the company has been profitable? Very hard to explain the predicament of spending a very large loan to cover a couple of months payroll.  The rules seem to change or be unclear. It would be devastating for a us at almost retirement age to have +$300,000 not be forgiven when trying to keep employees paid.  Company already has to wait months for construction projects to pay up.