Russell Solutions Insurance, Carlsbad CA

Richard Russell

Russell Solutions Insurance

About Us

I am a Multi-State-licensed and independent life and health insurance agent/advisor. I have a direct appointment with 6 different insurance carriers so I can shop around to find the proper coverage tailor-made to a consumer’s specific needs. Because I get paid a commission directly by the carriers, my services are NO COST to the consumer for me do all the work and time-consuming research. I am with my members every step of the way.

My primary product focus is Individual, family, small to large group Health (off-exchange), Dental Insurance, Vision insurance, Medicare Advantage Plans (MAPD), Prescription Drug Plans (PDPs), Medicare Supplement Insurance (or Medigap) both individual and group sales. I do provide life insurance and annuities; however, this is not my primary focus.

How We Got Started

I choose to help consumers in need of a consultation to assist with Medicare/Health issues. My dad had health problems at a very young age. This included heart attacks, strokes, bypasses, and finally colon cancer. Without their Medicare Health plan, they would have been paying 100’s of thousands of dollars in medical bills. The road of life has many detours, however, with their plan, they did not have to deplete their financial nest egg.

Products & Services
Individual, family, small to large group Health (off-exchange), Dental Insurance, Vision insurance, Medicare Advantage Plans (MAPD), Medicare Presc...
Russell Solutions Insurances can help you plan for a comfortable retirement with steady annuities income. Working with clients in and around Carlsb...
When you need to count on expertise, we're here to help. Russell Solutions Insurance offers free consultation calls to clients and those interested...
Recommendations Given (12)
"I find Nadine to be a person you want in your Medicare corner. She will go to bat for you and..." Read more "I find Nadine to be a person you want in your Medicare corner. She will go to bat for you and find the best health care solution that also meets your financial needs. Nadine works well with her carriers to provide excellent customer service."
"Robin has a good understanding of the Medicare market. She works to meet the needs of her..." Read more "Robin has a good understanding of the Medicare market. She works to meet the needs of her clients and provides strong and constructive consulting for prospects. "
Recent Activity

Richard from Russell Solutions Insurance Answered this on October 08, 2020
Thanks for the questions.  My employees and I really like the UnitedHealthcare Medicare Advantage HMO and we intend to keep it in 2021. (more) Thanks for the questions.  My employees and I really like the UnitedHealthcare Medicare Advantage HMO and we intend to keep it in 2021.

Richard from Russell Solutions Insurance Answered this on September 19, 2020
Our business typically is 40-50% in the 4th quarter due to the Annual Enrollment Period (AEP) for seniors seeking Medicare health plan solutions.  Booked twice as many community meetings this year due to uncertainty if they will be virtual or in person. Looking forward to assisting people turning... (more) Our business typically is 40-50% in the 4th quarter due to the Annual Enrollment Period (AEP) for seniors seeking Medicare health plan solutions.  Booked twice as many community meetings this year due to uncertainty if they will be virtual or in person. Looking forward to assisting people turning 65, losing employer coverage, or moving into another service area from prior coverage.

Richard from Russell Solutions Insurance Answered this on August 05, 2020
Educational meetings, marketing meetings, and low-income subsidy seminars and of course one-to-one personal visits or phone discussions. (more) Educational meetings, marketing meetings, and low-income subsidy seminars and of course one-to-one personal visits or phone discussions.

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