Bridging the Gap: Where Health Insurance Ends...and Real Healthcare Begins

Our Spotlight Recommendation

“Chuck is exactly the kind of person you want in your corner when you’re new to a community or trying to figure things out as a business owner. He was incredibly generous with his time and guidance...” Read more “Chuck is exactly the kind of person you want in your corner when you’re new to a community or trying to figure things out as a business owner. He was incredibly generous with his time and guidance when I first joined, and he made the “getting started” phase feel a lot less overwhelming. Through H6 Holdings LLC, Chuck truly lives up to his tagline of “Bridging the Gap Between Health Insurance and Primary Care.” He understands how confusing benefits and retention strategies can be for small businesses and takes the time to explain options in a clear, down-to-earth way that puts people at ease. I highly recommend Chuck both for his expertise as an Employee Retention Specialist and for his genuine support of fellow small business owners. If you’re looking for someone who knows his stuff and actually cares about helping you succeed, connect with Chuck.”

– JM Wofford AI Strategy & Responsible AI Leadership | Governance & Adoption | Author

About Us

Your health insurance isn't a benefit anymore. It's a liability.

Premiums up. Deductibles up.

Employees skipping care because it costs too much.

There's a better way.

I help business owners cut 30–60% off benefits costs — and give employees care they'll actually use.

24/7 virtual primary care and emergency physicians. Mental health support. Free generic prescriptions.

✅ Fewer ER visits

✅ Less time off work

✅ Better retention

✅ A benefits package that helps you hire — not one you have to explain away

No pitch deck. No pressure. Just numbers.

How We Got Started

After decades in financial services, I kept seeing the same problem over and over.

A business owner — someone who had spent years building something real — getting crushed by health insurance premiums that kept climbing no matter what they did.

Cutting coverage just to survive. Watching good employees leave for companies that could afford better benefits. Feeling stuck.

The system wasn't broken by accident. It was built this way.

That's when I stopped accepting it and started looking for a better answer.

How I help my clients:

💡 I find smarter, legal, IRS-compliant options the traditional insurance world never mentions

💰 I put real money back in business owners' pockets

🩺 I give employees benefits they'll actually use

🤝 I build a plan around one idea: you shouldn't have to choose between growing your business and taking care of your people

The products and services we offer

Happier Employees Increased Profits Lower Absenteeism Lower Workers Comp Premiums More Productive Employees Healthier Workforce Golden Handcuffs Super Low Premiums Dental And Vision Plan 10 Percent Copay Free Gemeric Prescriptions Mental Health Counseling Telehealth Consultations Free Consultation Show all 14

Highly Recommended

"Great options...very knowledgeable and caring. Health Insurance has become so very expensive. ..." Read more "Great options...very knowledgeable and caring. Health Insurance has become so very expensive. Explore with Chuck. he can help."

Highly Recommended

"I was lucky to be connected to Chuck through a shared colleague and I'm really glad. Chuck is a..." Read more "I was lucky to be connected to Chuck through a shared colleague and I'm really glad. Chuck is a real giver. Not just someone who talks about helping others, but someone who does it and wants to make a difference. He has been gracious in promoting me to others, AND if I were in need of healthcare advice or support in the US, I would make Chuck my first call. He has programs for businesses/individuals/families that can bring costs down while improving care. He's knowledgeable and believes that healthcare options can come from personalized service. "

Free Consultation Calls

When you need to count on expertise, we're here to help. Bridging the Gap: Where Health Insurance Ends...and Real Care Begins offers free consultat...

We Help You Recruit and Retain the Best Employees

We do this through a comprehensive benefits plan that provides the following with NO COST to employee or employer: Guaranteed Acceptance Universa...

No Cost

Highly Recommended

"Ernest Diaz is the rare broker who treats your business like it's his own. He doesn't lead with a..." Read more "Ernest Diaz is the rare broker who treats your business like it's his own. He doesn't lead with a sales pitch — he leads with questions, digs into what you actually need, and then shows you options most agents never bother to look for. His knowledge of private health plans, national PPO coverage, and ways to cut premiums by 40-50% is something every small business owner in Oklahoma City and beyond should hear directly from him. If you're tired of the same tired Marketplace runaround, Ernest and Better Coverage Consultants are worth a conversation."

Highly Recommended

"Ronda Payne is exactly the kind of writer you want in your corner. She's been at this since 2007,..." Read more "Ronda Payne is exactly the kind of writer you want in your corner. She's been at this since 2007, and it shows — her copy doesn't just fill space, it does a job. Whether it's a newsletter your clients look forward to, a bio that actually sounds like you, or a magazine feature that gets your business noticed, Ronda has a knack for finding the right words instead of just any words. She's easy to work with, dependable, and genuinely cares about getting your message right. If you've got a story to tell and need someone who can tell it well, Ronda's your person. Highly recommend the Girl with a Pen."