Our Spotlight Recommendation
“Chuck is exactly the kind of person you want in your corner when you’re new to a community or trying to figure things out as a business owner. He was incredibly generous with his time and guidance...”
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“Chuck is exactly the kind of person you want in your corner when you’re new to a community or trying to figure things out as a business owner. He was incredibly generous with his time and guidance when I first joined, and he made the “getting started” phase feel a lot less overwhelming.
Through H6 Holdings LLC, Chuck truly lives up to his tagline of “Bridging the Gap Between Health Insurance and Primary Care.” He understands how confusing benefits and retention strategies can be for small businesses and takes the time to explain options in a clear, down-to-earth way that puts people at ease.
I highly recommend Chuck both for his expertise as an Employee Retention Specialist and for his genuine support of fellow small business owners. If you’re looking for someone who knows his stuff and actually cares about helping you succeed, connect with Chuck.”
–
JM Wofford
AI Strategy & Responsible AI Leadership | Governance & Adoption | Author
About Us
Your health insurance isn't a benefit anymore. It's a liability.
Premiums up. Deductibles up.
Employees skipping care because it costs too much.
There's a better way.
I help business owners cut 30–60% off benefits costs — and give employees care they'll actually use.
24/7 virtual primary care and emergency physicians. Mental health support. Free generic prescriptions.
✅ Fewer ER visits
✅ Less time off work
✅ Better retention
✅ A benefits package that helps you hire — not one you have to explain away
No pitch deck. No pressure. Just numbers.
How We Got Started
After decades in financial services, I kept seeing the same problem over and over.
A business owner — someone who had spent years building something real — getting crushed by health insurance premiums that kept climbing no matter what they did.
Cutting coverage just to survive. Watching good employees leave for companies that could afford better benefits. Feeling stuck.
The system wasn't broken by accident. It was built this way.
That's when I stopped accepting it and started looking for a better answer.
How I help my clients:
💡 I find smarter, legal, IRS-compliant options the traditional insurance world never mentions
💰 I put real money back in business owners' pockets
🩺 I give employees benefits they'll actually use
🤝 I build a plan around one idea: you shouldn't have to choose between growing your business and taking care of your people
The products and services we offer
Recommendations Received (89)
"All it takes is one moment to realize your own experience could have a significant impact on..."
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"All it takes is one moment to realize your own experience could have a significant impact on others. Chuck shared a personal story with me about discovering an abdominal aortic aneurysm through preventative testing, a finding that saved his life. It underscores the value of his mission and passion:
His focus on group benefits for employers with 5 or more W-2 employees, leveraging government-sponsored Cafeteria 125 programs. These allow pre-tax wellness benefits, including access to doctors, ER personnel, mental health counseling, and free generic prescriptions. If no group health is offered, employees can get a MEC (Minimum Essential Coverage) plan, which covers preventive care (e.g., mammograms, colonoscopies). Chuck has a name for all of this: Bridging The Gap!
Best Introduction For Chuck:
An ideal introduction is to a business owner or decision-maker who would be open to learning about a way to help employees access everyday healthcare—like doctor visits, prescriptions, and mental health support—without increasing company costs or replacing their current plan.
Great Referral Partners For Chuck:
P&C insurance brokers, Fractional CFOs, Business Brokers, PEOs, Payroll Services, and Bookkeepers.
How He Helps His Referral Partners:
By offering generous ongoing commissions—typically 50% to 66% of monthly recurring commissions in perpetuity for referrals related to EHP / UnifyWell.
Well, a little "cash-ish" for your efforts? 😍 Not bad! Thanks, Chuck.
LinkedIn: https://www.linkedin.com/in/chuck-harmon/
Calendly: https://zoom321.com
"
"Great options...very knowledgeable and caring. Health Insurance has become so very expensive. ..."
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"Great options...very knowledgeable and caring. Health Insurance has become so very expensive. Explore with Chuck. he can help."
Products & Services
When you need to count on expertise, we're here to help. Bridging the Gap: Where Health Insurance Ends...and Real Care Begins offers free consultat...
We do this through a comprehensive benefits plan that provides the following with NO COST to employee or employer:
Guaranteed Acceptance Universa...
Recommendations Given (207)
"I want to put Mark Brodinsky on your radar if health insurance has ever felt like a maze to you —..."
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"I want to put Mark Brodinsky on your radar if health insurance has ever felt like a maze to you — because for most people, it genuinely is one. Mark's spent over 25 years as a licensed agent, now working across 33 states, and what stands out to me is that he leads with education, not a sales pitch. He's not trying to close you fast; he's trying to make sure you actually understand what you're buying before you buy it.
He walks people through ACA and off-exchange options side by side so they can see the real trade-offs for themselves — pre-existing conditions, subsidies, small-group coverage, HSA-compatible plans, all of it laid out in plain language instead of insurance jargon.
Whether someone's between jobs, self-employed, running a small business, or just aging out of one type of coverage into another, he seems to have a way of meeting them exactly where they are.
With 42 five-star reviews and clients who've stayed with him for years — some for the better part of a decade — it's clear people trust how he operates, and more importantly, they keep trusting him well after the sale. That kind of loyalty doesn't happen by accident.
If you or someone in your network is navigating health coverage and could use a clear-headed guide through it instead of another sales pitch, Mark's the person I'd point you to."
"I want to put in a good word for Hillary Robertson of Hillary Helps Admin Services. If you're a..."
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"I want to put in a good word for Hillary Robertson of Hillary Helps Admin Services. If you're a growing business owner or nonprofit leader and you feel like everything still funnels through you, Hillary is exactly who you need in your corner. She specializes in the recurring admin work that quietly eats up a leader's time — inbox management, onboarding, follow-through, process cleanup — and she brings a genuinely commercial mindset to how she does it, not just a task-checking approach. Her track record speaks for itself: 11 recommendations from fellow business owners who trust her with their operations. If you're stretched too thin to focus on what actually grows your business, reach out to Hillary."
