Universal Envoy is an ethics-driven collection agency. Our business model, Connect to Collect, is guided by the principle that preserving a positive relationship between our clients and their defaulting consumers is fundamental to recovering outstanding accounts, as well as creating the possibility of a future relationship between the client and consumer. We place a heavy emphasis on compliance with Federal and State regulations in order to facilitate respectful and productive discourse among all parties. Universal Envoy has also implemented a powerful workflow to revive and recover aging accounts, making us a good choice for both primary and secondary placement.