About Us
Sun Mortgage Company is a registered Mortgage Broker licensed in NY, NJ & CT. NMLS 84535. 2 Robbie Rd., Cortlandt Manor, NY 10567 877-478-6562
The products and services we offer
Recommendations Received (9)
"I have known Don for 23 years and have dealt with him a few times on financial matters. I trust..."
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"I have known Don for 23 years and have dealt with him a few times on financial matters. I trust Don to be honorable, knowledgable, available, caring and always willing to answer questions and offer assistance when issues might come up. One can't go wrong doing business with Don. "
"Don and Matt at Sun Mortgage are complete professionals who not only know the business inside and..."
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"Don and Matt at Sun Mortgage are complete professionals who not only know the business inside and out, they will go the extra mile to make sure their clients get the best mortgage deal possible. "
Products & Services
Get the knowledge you need to confidently shop for a new home with our FREE pre-approval process.
Recommendations Given (14)
"Andrew is the most meticulous detail oriented person I have ever met. He is punctual, reliable..."
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"Andrew is the most meticulous detail oriented person I have ever met. He is punctual, reliable and a talented workman. I recommend him with the absolute highest regard."
"Tony is a great guy and always get the job done. I highly recommend him."
Recent Activity
The best loan is what works best for the borrower and their needs. However, if your asking as a realtor who represents sellers your point of view might be very different. As a seller you probably want to avoid government loans as they often require follow up inspections and repairs which could...
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The best loan is what works best for the borrower and their needs. However, if your asking as a realtor who represents sellers your point of view might be very different. As a seller you probably want to avoid government loans as they often require follow up inspections and repairs which could end up costing the seller money. You're also usually looking at buyers with very tight assets and a low appraisal is more likely to result in re-negotiating price during the process. Government loans are great for certain borrowers but certainly not all.
As for what's best for the borrower / buyer: The best rate and lowest expense for mortgage insurance weigh heavily into the decision. For those with low down payments and credit scores below 700, FHA loans usually fare well as a buyers better option. The FHA is also more tolerant of serious recent delinquencies and my be the only choice for certain borrowers. As a borrowers credit score and down payment rise, conforming loans become more competitive.
I would be happy to assist you or anybody you may work with to thoroughly evaluate options and which might be best.
Don Rizzo / Sun Mortgage
