Gina Badagliacco
GB Financial & Consulting Firm Inc. CRE Financing
About Us
Nationwide Commercial Loan Service focuses on SBA, Bridge Loans, Multifamily, Lines of Credit, Commercial Real Estate, Non-owner occupied investment properties, Construction, Equipment, Factoring & PO/Inventory Financing. We also now have lenders for the cannabis industry who require little to no documents.
How We Got Started
We love helping business owners and real estate investors achieve their goals and dreams.
The products and services we offer
Products & Services
10 Year Unsecured Term Loan
 For More Info Click Here!
Low Monthly Payments Rates Starting at 14.9%
No Pre Pay Penalty. Pay Off Early & S...
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Morgan Phipps
BRAND OWL PROMOTIONS
Highly Recommended
"High-quality products, great service, fast turn around and affordable."
"Best and hardest working consultant around!"
Recent Activity
They can apply for the disaster relief fund and if they are in CA, AZ & Nevada the CDC just launched their own low rate disaster relief fund.Â
FAQs
SBA
Disaster Loan
C-19
Microloan
C-19 Working Capital Loan
...
(more)
They can apply for the disaster relief fund and if they are in CA, AZ & Nevada the CDC just launched their own low rate disaster relief fund.Â
FAQs
SBA
Disaster Loan
C-19
Microloan
C-19 Working Capital Loan
How much money can I get?
up to 2 million
up to $50,000
up to $150,000
What can I use the funds for?
Fixed debts, payroll, accounts payable and other bills that cannot be paid because of Covid-19
To help cover shortfalls in your payroll, rent, utilities
and insurance payments
due to Covid-19
To help cover shortfalls in your payroll, rent, utilities and insurance payments because of Covid-19
What is the interest rate?
3.75% - Fixed
Prime + 1% Variable
Prime rate is currently at 3.25% as of 3/24/20
Rate depends on your business and personal
credit history.
It will be between Prime + 2.75-6.0%
How long do I have to pay the loan back?
30 years
1 Year Term
with 10 Year amortization to keep your payments low
10 Years
What’s the Minimum credit score?
The SBA will decide based on your application
680
680
How quickly can I get funded?
The SBA website suggests 4 weeks
Expect funds in 5-7 days**
Expect funds in 5-7 days**
Where can I apply & what are the fee’s?
SBA Website For help applying for an SBA loan call 1.800.659.2955
gina@gbbizloans.com
CA State Guarantee/CDC Fee: 3.5% + $350 loan doc All fee’s financed.
$500 broker fee to be paid out of pocket at closing.
gina@gbbizloans.com
CDC packaging 2% + CA State Guarantee 2% All fee’s financed.
$700 broker fee to be paid out of pocket at closing.
Hi Glenn,
Commercial real estate is usually one of my easiest loans to lend on. Are their issues with the locations, appraisals etc??
(more)
Hi Glenn,
Commercial real estate is usually one of my easiest loans to lend on. Are their issues with the locations, appraisals etc??
1 Reply
SBA, State Guaranty & conventional loans in many cases offer the best rates and terms. However, the borrower would need to have healthy financials/revenue and credit to apply. Because this is not always the case, I also work with private money, hard money and niche direct lenders that can do...
(more)
SBA, State Guaranty & conventional loans in many cases offer the best rates and terms. However, the borrower would need to have healthy financials/revenue and credit to apply. Because this is not always the case, I also work with private money, hard money and niche direct lenders that can do Church loans or work with all credit situations for example where SBA cannot.
It also depends on how quickly the borrower needs financing or what they need financing for. Commercial Real Estate can go SBA 504 or there are many alternative lenders that offer similar rates without all the red tape and time that an SBA 504 takes. Bottom line, each financing need and borrower is unique, a good broker will take the time to match the right lender for each borrower for the short and long-term.
Looks like you are recieving many responses so you have some options. Please contact me if you like to discuss the type of financing you do as well as we can refer loans to each other. Thanks, gina@gbbizloans.com 949-228-1289
(more)
Looks like you are recieving many responses so you have some options. Please contact me if you like to discuss the type of financing you do as well as we can refer loans to each other. Thanks, gina@gbbizloans.com 949-228-1289