About Us

Originates Home Equity Conversion Mortgages (FHA reverse mortgage) and Jumbo reverse mortgages. Over 30 years in the lending industry. NMLS #328048 Contact 510-305-9476 or rdoi@mutualmortgage.com

How We Got Started

Enjoyed 25 years with a successful career in conventional lending. Since 2012 I decided to focus on helping seniors become financially healthy. Now, I am thriving in a fulfilling career in the reverse mortgage industry. It brings me great joy to help provide so many people financial relief and peace of mind with this safe, proven financial resource.

Products & Services
Reverse Mortgage Specialist NMLS #328048 by New American Funding NMLS #1025894
Reverse Mortgages offer those 62 and over access to their home equity with very unique benefits. Please contact me for details 510-305-9476 or rdoi...
A reverse mortgage is a loan that allows seniors to age in place and have more everyday cash to live a quality of life. 
A mortgage for homeowners 62 and over who need additional cash flow and liquidity in retirement. Call for more information 510-305-9476.
Recommendations Given (50)
"Very knowledgeable and honest. Explains programs in an easy to understand manner. Friendly and..." Read more "Very knowledgeable and honest. Explains programs in an easy to understand manner. Friendly and enthusiastic about helping people attain financial success. "
"Definitely plan your next trip with them!"
Recent Activity

Russell from New American Funding NMLS #1025894 Answered this on July 24, 2020
I believe typically, a borrower can go to their current loan servicing company to inquire about that.  (more) I believe typically, a borrower can go to their current loan servicing company to inquire about that. 

Russell from New American Funding NMLS #1025894 Answered this on June 15, 2018
You might try a credit card or merchant services. Ask for a good sized deposit and don't complete the work until the rest is paid. Depending on the type of service offered, schedule out a payment plan after certain aspects of the work are completed. (more) You might try a credit card or merchant services. Ask for a good sized deposit and don't complete the work until the rest is paid. Depending on the type of service offered, schedule out a payment plan after certain aspects of the work are completed.

Russell from New American Funding NMLS #1025894 Answered this on May 11, 2018
If you offer quality work, you don't necessarily need to offer the lowest prices. If the work is completed as quoted, on time and lasts, customers will not only be willing to pay more, but will also refer other customers your way. Everyone wins! (more) If you offer quality work, you don't necessarily need to offer the lowest prices. If the work is completed as quoted, on time and lasts, customers will not only be willing to pay more, but will also refer other customers your way. Everyone wins!

Russell from New American Funding NMLS #1025894 Answered this on May 04, 2018
With a reverse mortgage one of the applicants would have to be 62 years of age. (more) With a reverse mortgage one of the applicants would have to be 62 years of age.

Russell from New American Funding NMLS #1025894 Answered this on April 13, 2018
I try to build solid referral partners in related fields through meetings. It's important to find out if the potential partner is great at what they do and works with the highest integrity. I also rely on my happy clients to refer other happy clients and potential referral partners.  (more) I try to build solid referral partners in related fields through meetings. It's important to find out if the potential partner is great at what they do and works with the highest integrity. I also rely on my happy clients to refer other happy clients and potential referral partners. 

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