At Kinkaid Insurance Services, I specialize in finding real solutions in a challenging insurance market. Whether it’s hard-to-place home insurance, luxury properties, landlord policies, or commercial coverage, I provide expert guidance and customized options when others can’t.

With California’s rising insurance challenges, I help homebuyers, real estate professionals, and business owners secure coverage that fits their needs—without surprises that derail transactions. I also work proactively with agents and lenders to ensure insurance never becomes a deal-breaker.

I believe in education over sales, taking the time to guide my clients through their options so they feel confident and protected. If you value trusted advice, strategic planning, and insurance solutions tailored to your needs, let’s connect.

Kinkaid Insurance Services began in 1999, founded by my late husband. When he passed away in 2014, I made the decision to carry on the business. I thought, "If he could do it, I can too." With that belief, I set out to get my licensing and build something I could be proud of.

Now, over a decade later, that same blind trust and drive to succeed continue to fuel my commitment to providing the best service and smartest solutions for my clients and partners. I know firsthand how important it is to protect what matters most, and I make it my mission to ensure my clients feel secure, informed, and supported every step of the way.