Pay Theory is the payments infrastructure platform that allows all forms of payments (credit card, ACH, cash) to be processed online for Must Pay Verticals. We are working with companies to ensure they continue to build their customer base when they go cashless and contactless with online payments.

We first saw a challenge in the education sector regarding payments. There was a gap between the banked and unbanked. This gap has negatively impacted un/under-banked families, making it difficult for them to pay their must-pay bills. We set out to solve this issue, leading to our Remote Cash Acceptance feature.