About Us

USLA is an independent community bank serving East-Central Indiana for over 120 years. Founded in Connersville in 1892, USLA is committed to the economic success of the communities we serve.

Unlike a large chain bank who may view Fayette and Hancock Counties as just lines on a balance sheet, we view these areas as our home. Large banks may well just view our area and its citizens as merely sources of profit, but we view our home counties as places to nurture, improve, and re-invest. USLA is proud to provide the means for local residents and businesses to prosper.

In addition, Union Savings & Loan is a “Mutual,” which means we do not have stockholders to satisfy, only Customers.

As many banks merge, getting ever larger, and as the owners and managers of those banks become more distant from the communities they serve, we stand proudly against the national tide, remaining a small, independent bank that continues to operate by traditional values.

Over our 120 years in business, USLA has seen both strong and weak economies, weathered 2 World Wars and countless other conflicts, and spanned the terms of 22 US Presidents and 28 Indiana Governors. We’ve seen fads come and go and come again. And while we are enhancing our services to keep pace with the needs of 21st century life, we will NEVER modify our core values of conservative financial principles and friendly, hometown service.

We welcome the opportunity to serve you.

How We Got Started

Here is a link to our web page describing how the bank was created and how it has grown since it's founding in 1892.

http://uslabank.com/?page=history&group=abo...

The products and services we offer

Products & Services
| 15, 20, and 30 year fixed rates | primary residence | PMI with LTV >80% and <95% | a pledge can be used to reduce the LTV to <80% | contact f...
| 1 yr, 3 yr, and 5 yr fixed rates converting to 1 yr ARM's with up to 30 yrs amortization | a pledge may be used to reduce the LTV to <80% | con...
| no closing costs unless an appraisal is required | up to 80% LTV, Prime + 0 | 81% to 90% LTV, Prime + 0.50% | 91% to 100% LTV, Prime + 1.75% ...
Recommendations Given (6)
"Not only is Casey an extremely knowledgeable and experienced financial advisor, but he is also..." Read more "Not only is Casey an extremely knowledgeable and experienced financial advisor, but he is also with a firm that truly takes a holistic approach to helping their clients reach their individual goals. He's very genuine in his desire to help and is able to relay information to clients that is actually understandable and relatable. "