Western & Southern for Small Business and Individuals, Houston TX
Elliot Howard from Western & Southern for Small Business and Individuals

Elliot Howard

Western & Southern for Small Business and Individuals

About Us

Western & Southern Life knows how to help you reach your financial destinations throughout life. Whether it’s building financial security for your loved ones, growing your wealth or planning for your retirement, our expert team of friendly financial representatives are ready to partner with you to help plot out the right course to achieve your goals.

Western & Southern appreciates your unique small business challenges. Whether it's being able to retain talent, maximize the value of your business or manage rising healthcare and health insurance costs, our financial professionals are ready to work with you. We can help you create a strategy for how to prepare for your retirement, develop a contingency plan if the unexpected happens and exit your business while preserving its value.

How We Got Started

Prior to joining Western & Southern, I had worked in business operations for 20 years, with 10 years of business operations management experience. While recruiting, training, developing, and managing my teams, I learned what was important to them to perform well was also important to me. To make a good team, and keep them together, I had provide ways that secured their present and future interests were secured. As a result, I maintained high profitability while the individual team members achieved personal success. Aflac helps a business owner achieve great performance metrics.

Products & Services
Life Insurance by Western & Southern for Small Business and Individuals
Life insurance is a contract between you and your insurance company. You pay level premiums, and in return your beneficiary is guaranteed to receiv...
Whole Life Insurance by Western & Southern for Small Business and Individuals
Whole life insurance is a type of permanent life insurance that's designed to last your whole life, rather than a specific term. As long as you mak...
Universal Life Insurance by Western & Southern for Small Business and Individuals
Universal life insurance is a permanent life insurance policy, and the coverage can last your entire life if it's managed correctly and your premiu...
Recommendations Given (42)
"I've known Seth Batiste for nearly 30 years, and his commitment to excellence has never changed. ..." Read more "I've known Seth Batiste for nearly 30 years, and his commitment to excellence has never changed. I count on him for his advice, and I recommend you do the same."
"Travis is driven to help you succeed in finding the right health insurance for you and your..." Read more "Travis is driven to help you succeed in finding the right health insurance for you and your business that will meet your needs. Utilizing his services will be one of the best financially secure decisions that will meet your health needs."
Recent Activity

Elliot from Western & Southern for Small Business and Individuals Answered this on April 03, 2022
I met with my customer on a Sunday to make sure the family understood their policies. (more) I met with my customer on a Sunday to make sure the family understood their policies.

Elliot from Western & Southern for Small Business and Individuals Answered this on July 16, 2019
I'd go to a bank.  A lot of these quick business loan places have a high interest rate that would torpedo your chances of getting back on your feet fast if your plan doesn't work. (more) I'd go to a bank.  A lot of these quick business loan places have a high interest rate that would torpedo your chances of getting back on your feet fast if your plan doesn't work.

Elliot from Western & Southern for Small Business and Individuals Answered this on June 11, 2019
I take a step back. When I break, I break. When I'm off, I'm off. Solitude is golden. (more) I take a step back. When I break, I break. When I'm off, I'm off. Solitude is golden.

Elliot from Western & Southern for Small Business and Individuals Answered this on January 26, 2019
Once you run, you'll always run. Don't leave due to ignorance. Starting office gossip is a double edged sword that also cuts the person who starts the gossip.  Your colleagues not only know you're gay, they know the individual who started it is untrustworthy, and they will.adjust their behavior... (more) Once you run, you'll always run. Don't leave due to ignorance. Starting office gossip is a double edged sword that also cuts the person who starts the gossip.  Your colleagues not only know you're gay, they know the individual who started it is untrustworthy, and they will.adjust their behavior to alienate an untrustworthy colleague. Moreover, if you're doing good work, and have positioned yourself as an asset, your personal life will not be the topic of discussion, but the quality of your work will.

Elliot from Western & Southern for Small Business and Individuals Answered this on January 11, 2019
Great customer service is the core of my business with Aflac. People will buy you before they buy your products and services. (more) Great customer service is the core of my business with Aflac. People will buy you before they buy your products and services.

Elliot from Western & Southern for Small Business and Individuals Answered this on January 07, 2019
Position, Position, Position. The right position increases visibility and puts the customer at ease in making a decision.  I'm also aligning with more community development opportunities.  I want my community to know I see them as they are and care about making their lives better. (more) Position, Position, Position. The right position increases visibility and puts the customer at ease in making a decision.  I'm also aligning with more community development opportunities.  I want my community to know I see them as they are and care about making their lives better.

Elliot from Western & Southern for Small Business and Individuals Answered this on December 28, 2018
Getting the owner in the practice of utilizing video as well for his company. (more) Getting the owner in the practice of utilizing video as well for his company.
1 Reply

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