What coverage should I ask contractors to provide when they are working within my physical space?
Answered by:
Typically people ask for a commercial liability certificate to prove coverage. This is the vehicle to protect you against losses due physical damages and bodily injury while the work is being preformed on your property. If you wish to go a step further, you, and I would, ask for a copy of the declaration page for the contractors workers compensation coverage as well.
More answers from Tom
