About Us
At Optimum Benefits we;
• Provide planning for Group and Individual Benefits such as Healthcare, Dental,
Vision, Voluntary, etc.
• Offer Independent and objective advice
• Are Licensed and Certified to provide Independent advice
• Review Benefits and Benefit plans for Employers and Individuals
• Educate on Benefit Plans and Strategies
• Work with Strategic partners to assist you with your Benefit Plans
The products and services we offer
Group Dental Insurance
Group Disability Insurance
Group Medical Insurance
Individual & Family Medical Insurance
Individual & Family Voluntary Insurance
Group Life Insurance
Individual & Family Life Insurance
Individual & Family Disability Insurance
Group Vision Insurance
Individual & Family Dental Insurance
Individual & Family Vision Insurance
Group Voluntary Insurance
Business Insurance
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Recommendations Received (7)
"Steve Farrar is extremely knowledgeable about benefits for small businesses. From a self-employed..."
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"Steve Farrar is extremely knowledgeable about benefits for small businesses. From a self-employed LLC to a company with many employees, Steve compiles a robust and cost-effective benefits package for better employee retention. For companies acquiring benefits for the first time, he walks everyone through the process and makes sure it’s working going forward."
Edward Kingsbury
Edward A Kingsbury III
Highly Recommended
""Very helpful with my health insurance needs!""
Products & Services
Medical coverage guidance, planning and implementation for Businesses and Individuals that best fit your needs.
Dental coverage guidance, planning and implementation for Businesses and Individuals that best fit your needs.
Vision coverage guidance, planning and implementation for Businesses and Individuals that best fit your needs.
Recommendations Given (24)
"Always great to work with!"
Pamela Wilder
Silver Direct, Inc.
Highly Recommended
"Always professional and wonderful to work with"
Recent Activity
Answer is "No", you do not have to wait until Open Enrollment. Actually, it's the opposite - you have only 60 days from the date of termination of your coverage to select a new plan. There are 7 Life Events which allow you to begin new insurance coverage outside of the Open Enrollment time...
(more)
Answer is "No", you do not have to wait until Open Enrollment. Actually, it's the opposite - you have only 60 days from the date of termination of your coverage to select a new plan. There are 7 Life Events which allow you to begin new insurance coverage outside of the Open Enrollment time period (getting married, moving to a different state, having a child, etc.) - loss of existing coverage is one of these events. You will need to submit evidence of your past coverage with the date of termination.