Allstar Financial Insurance

About Us

This is JR Gillespie, representing ALLSTAR FINANCIAL INSURANCE a market leader in financial services.

Since 1993 I've been helping thousands in the Puget Sound with:

Medical & Dental Benefits - (Licensed Obamcare Broker)
Medicare – (age 65+)
Life, Disability & Long Term Care Insurance
Retirement Planning
401k's, IRA's, & More

Here at ALLSTAR FINANCIAL INSURANCE we take a holistic approach to financial services, with products and services that make us unique.

Would you be interested in an investment that increased when the Stock Market increases, but does not lose money when the Stock Market declines?

Did you know the # 1 reason, people file bankruptcy is illness. Illness is your biggest threat to achieving your financial goals. Could you pay your mortgage or electric bill if you could not work?

Retirement planning doesn't end at retirement. ALLSTAR FINANCIAL INSURANCE offers expert advice on Medicare, Nursing Care assistance, and IRA distributions.

How We Got Started

After the loss of my wife to cancer in 1989, and being a single parent with a 7 year old son, I understood the need for Life and Health Insurance. So after completing my degree in Accounting (excellent knowledge base for this line of work), I wanted to have the freedom to attend my sons activities and help people protect themselves from the peril that accompanies unexpected Life & Health challenges.

The products and services we offer

Medicare Supplement Life Insurance Employee Benefits Dental Insurance Business Insurance Free Consultation Show all 6

Highly Recommended

"If you are looking for health care insurnance such as Medicare / Medicare Advantage or to see if..." Read more "If you are looking for health care insurnance such as Medicare / Medicare Advantage or to see if you qualify for Long Term Care Insurance, do yourself a favor and check with JR Gillespie before making a decision. He is knowledgeable, competent, cares about people, and returns phone calls. As an Insurance Broker, he loves educating and presenting options for your personal needs (not a one size fits all insurance in a box). "

Highly Recommended

"I have done business with Mr. Gillespie, he’s Professional, knowledgeable and honest. I highly..." Read more "I have done business with Mr. Gillespie, he’s Professional, knowledgeable and honest. I highly recommend Allstate Financial Insurance. "

Health Insurance & Employee Benefits

Since 1993 I've been helping thousands in the Puget Sound with: Medical & Dental Benefits - (Licensed ACA Broker) Medicare – (age 65+) Life, D...

Compare with COBRA & WaHealthplanfinder

https://allstarfinancialins...

Are you 64 years old

The best thing that can happen to someone age 64 is they turn 65 and get Medicare. For people paying for their medical insurance there is a huge co...

Highly Recommended

"If you are age 62+ you should consider doing a reverse mortgage to access your equity. Dan will..." Read more "If you are age 62+ you should consider doing a reverse mortgage to access your equity. Dan will give you fast honest consultation to determine if it a good idea for you. "

Highly Recommended

"Griffith Rush Drake Insurance Group has provided me with excellent service for many years"

Recent Activity

JR from Allstar Financial Insurance Answered this on January 10, 2020

Depends on the Plan and the Agent you are working with. Aliera has made it hard for some companies with some of their practices. But don't throw the baby out with the bathwater. I was very pleased with Sedera Health until they left Washington, but still good in other... (more) Depends on the Plan and the Agent you are working with. Aliera has made it hard for some companies with some of their practices. But don't throw the baby out with the bathwater. I was very pleased with Sedera Health until they left Washington, but still good in other states https://allstarfinancialinsurance.com/dec-2018 I also recommend OneShare https://allstarfinancialinsurance.com/shop-online-for-insurance Just remember they are not insurance, & don't pay for pre-existing. (Treated, Diagnosed, Symptoms with last 24 months), and not as good drug coverage. Also with many of the Religious one's, if you don't abide by the Statement of Standards you are giving them a reason to not pay. They are less expensive for a reason.

JR from Allstar Financial Insurance Answered this on May 21, 2019

With the exception of the regular paycheck, replacing employer paid benefits is the biggest challenge when pursuing Self-Employment. You will have many options, and a lot will be based on your income. 1. You current employer will offer COBRA, which basically allows you to keep your... (more) With the exception of the regular paycheck, replacing employer paid benefits is the biggest challenge when pursuing Self-Employment. You will have many options, and a lot will be based on your income. 1. You current employer will offer COBRA, which basically allows you to keep your current plan, you just get to pay for it. For many people this a shock when they see how much these benefits cost. 2. If your income fall below certain thresholds you are eligible for subsidies that will lower the cost. In this case you need to enroll on WaHealthplanfinder.org where I am a broker. I can help to navigate the website and select the plan that is best for you. 3. If your income exceeds these thresholds then you back to the levels of shock COBRA made you feel. There are some alternatives to traditional medical insurance, medical sharing programs that while not defined as insurance, offer excellent coverage and service. Of these plans and there are a lot, I am most excited about one plan. I feel it is closest to a Qualified Medical Insurance plan with rates 30 - 50% less http://allstarfinancialinsurance.com/dec-2018 Please feel free to contact me. It is my pleasure to help you select the program that is best for you.

JR from Allstar Financial Insurance Answered this on August 06, 2018

I always say 'it is better to sell one product than to not sell 3" (more) I always say 'it is better to sell one product than to not sell 3"

JR from Allstar Financial Insurance Answered this on July 14, 2017

The fortune is always in the follow-up, way that works best for me is to input information into my database immediately following the event (within 24 hours), I will admit that when I don't do it immediately since the speed and number of new issues that fill your inbox makes it harder to get... (more) The fortune is always in the follow-up, way that works best for me is to input information into my database immediately following the event (within 24 hours), I will admit that when I don't do it immediately since the speed and number of new issues that fill your inbox makes it harder to get back to things, so do it now always works better than do it later. Also have a methodology, like I put info into database, send a response email, then within couple days try to schedule a meeting, know how I will respond makes it easier.

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