Hello there, and thank you for taking the time to ask your question.  ACA plans are mainly reserved for those who are either currently sick, have a pre-existing condition, can't afford a PPO option... or all of the above.  If none of these criteria fit you, you can certainly be quoted for a PPO plan with either Aetna, United Health Care or Cigna as your network.  Please let me know if I can help you any more!  I'm happy to do so!