About Us

ful. Health, an innovative app that transforms healthcare access for uninsured, part-time,w-2 workers and 1099 contractors. By providing affordable, transparent, cash-discounted pricing and unlimited free virtual care, ful.CashPay empowers individuals to make informed healthcare decisions while supporting employers in attracting and retaining a healthier workforce.

Members get access to:
• 24/7 virtual care (connected in under 60 seconds)
• Pharmacy savings (20–60% lower than GoodRx)
• Hospital bill relief & negotiation for up to a year
• White-glove ACA/Medicaid/CHIP enrollment support
• Pre-negotiated cash pay network for in-person visits
• Healthcare literacy tools (Quizzify)
• ER cost protection that helps keep visits under $1,000

If added alongside an existing plan, Ful. can also help reduce overall claims spend — a true win-win for employers and employees.

Watch our recent webinar with Quizzify👉 Watch Here

✅ No open enrollment — just a simple census (name, DOB, email) - Roster Template Attached
✅ Covers the entire household (spouse/partner + children up to 26) at no extra cost
✅ Endorsed by the Validation Institute : https://validationinstitute.com/validated-provi...

Recommendations Given (1)
"Sherri Kelley is been an absolute pleasure! She’s everything you could ask for in a licensed..." Read more "Sherri Kelley is been an absolute pleasure! She’s everything you could ask for in a licensed insurance broker — friendly, professional, and incredibly knowledgeable. Sherri takes the time to truly understand your needs and explains every option clearly and patiently. What really sets her apart is her mindset — she always says she works for YOU, and it shows in everything she does. She genuinely advocates for your best interests and makes the entire insurance process simple and stress-free. I can’t recommend Sherri enough for anyone looking for someone who truly cares and delivers outstanding service."