Does workers comp insurance cover coronavirus contracted while on the job?
Answered by:
Since Workers Compensation is the "Sole Remedy" for Injuries or Illnesses that occur WHEN on the job, I would think that Health Care Workers would be Prime Candidates for Workers Compensation Claims should they come down with the Covid19/Coronavirus. However, should you develop the Virus as a result of working in an Office, or a Manufacturing plant, and can attribute your virus/disease from working conditions, you may also be able to put in a Workers Compensation Claim for contracting the Virus. Workers Compensation Payments would consist of a payment for Indemnity (the Wages you have lost while out sick), and the Medical Costs attributed to your care in combating the virus.
I hope this clarifies the concerns? Thanks
Bill Wehrle, SBCS; Wehrle Insurance Network; xxx-xxx-xxxx