Richard Placette provides financial advisory services for individuals, families, business owners, and professionals throughout Southeast Texas, including Beaumont, Lumberton, Port Arthur, Orange, and surrounding communities.

My focus is helping clients gain clarity around retirement income, investment risk, portfolio efficiency, 401(k) rollover options, Social Security timing, and long-term wealth management.

The process begins with understanding each client’s goals, concerns, current investments, and comfort level with market volatility. From there, I use portfolio analysis tools to help evaluate risk exposure, allocation, fees, tax efficiency, and overall alignment with their financial objectives.

I work with clients who want a clearer plan for retirement, a second opinion on their current portfolio, or guidance on how to better organize their financial life. My approach is educational, practical, and built around helping people make informed financial decisions with confidence.

Services include:

Retirement Income Planning
Investment Management
Portfolio Risk Analysis
401(k) Rollover Guidance
Social Security Optimization
Tax-Aware Retirement Planning
Estate Planning Guidance
Life Insurance and Risk Management
Business Owner Planning
Portfolio Fee and Efficiency Reviews

Serving Southeast Texas with a focus on clear advice, professional guidance, and long-term client relationships.

Educational only. Not a solicitation or recommendation. Investment advisory services involve risk, and no strategy can guarantee results or prevent losses.