About Us
Mortgage Broker serving Central and Western Virginia for 28 years offering Conventional, FHA, USDA and VA loans with niche products for credit challenged and unusual needs. A member of the Better Business Bureau, Lycnhburg Chamber of Commerce and Lynchburg Borad of Realtors. We pride ourselves on honesty, communication, extremely fair pricing and excellent rates.
How We Got Started
Diversified Mortgage Brokers was established to educate the Mortgage Borrower and to show them how to get the best deal for their money. Realizing that the majority of folks have had no training in this field, I wanted to be a different kind of Mortgage Broker putting my clients first with education and guidance and hoping for their future referrals.
The products and services we offer
Products & Services
Purchase money, refinances,Conventional-USDA-FHA-VA loans. We offer Preferred rates for preferred credit clients and loans for credit challenged cl...
Recommendations Given (9)
"Great guy with experience to boot."
"Good work, good prices, dedicated, and honest."
Recent Activity
The answer to a refi of investment property with high debt to income ratios is thru a non QM loan which allows higher ratios or does not take DTI into play. Sure the rate will be a little more, but you may also be allowed to use 12 to 24 month bank statements as income which could help if you are...
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The answer to a refi of investment property with high debt to income ratios is thru a non QM loan which allows higher ratios or does not take DTI into play. Sure the rate will be a little more, but you may also be allowed to use 12 to 24 month bank statements as income which could help if you are self employed. Thanks. Paul McDaniel, Diversified Mortgage Brokers, Lynchburg, Va.
Cell phone use in meetings should definitely be controlled. Even if put on vibrate, etc. the user becomes engaged in the text ,call, or email and his participation and attentiveness is lost until he puts the phone away.Simply have breaks every hour for +/- 10 minutes to allow for that" all...
(more)
Cell phone use in meetings should definitely be controlled. Even if put on vibrate, etc. the user becomes engaged in the text ,call, or email and his participation and attentiveness is lost until he puts the phone away.Simply have breaks every hour for +/- 10 minutes to allow for that" all important" communication without the meeting becoming a waste of time.