New York Life

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Life Insurance and financial services

I am a financial professional representing New York Life Insurance Company and New York Life Insurance and Annuity Corporation (NYLIAC), and while I am licensed to offer life insurance and annuity products from other companies, I typically offer New York Life and NYLIAC’s full line of quality life insurance and annuity products. When I sell products issued by New York Life and NYLIAC, those sales count toward minimum annual production requirements established by New York Life. Even though New York Life and NYLIAC offer high-quality life insurance and annuity products, I will offer you products of other insurers if, in my professional judgment: • Neither New York Life nor NYLIAC offers a product that meets your needs or objectives; • The underwriting criteria of New York Life and NYLIAC are not favorable to you; • The offer made by New York Life or NYLIAC is not acceptable to you; or • New York Life and NYLIAC have declined to issue a product to you. However, I choose not to offer indexed life insurance and indexed annuity products issued by any company. I also do not offer variable life insurance and variable annuity products issued by any company other than NYLIAC.