It would not be difficult to set up a goodwill fund that promotes and supports tenants gaining ownership in their homes.  Goodwill investors could gain a preferred return of 8%.  Renters can earn equity with time, and have flexibility to upsize or downsize with homes owned in the fund.  If the fund starts at the development level, developer profits of 20% plus can be rolled in to help keep the costs lower.   Corporations, municipalities, and those interested in keeping the American dream alive would be ideal investors.