Retirement Financing Solutions assists Florida homeowners in utilizing their home equity to eliminate their mortgage payment and increase cash and/or income. The borrower's home equity can be used to consolidate debts, maximize Social Security benefits before applying, provide specific monthly payments for a period of time, provide level tax-free income for the life of both spouses, pay home care expenses and many combinations of these and other options. You retain title to your home, may sell your home at any time and are only responsible for paying your property taxes, your homeowners' insurance and continuing to maintain your home. There are no required mortgage loan payments. You can retire in place, staying in your home.

Home purchases may be made using the buyer's equity from the previous home plus a reverse mortgage. The result is that the home buyer has no mortgage Principal and Interest to pay and can even obtain tax-free income, lump sum payment(s) and/or a growing line of credit for use as required.

After years as a forward mortgage loan originator, I decided to serve the needs of folks my own age as a reverse mortgage broker.