About Us

We help everyone that needs medical insurance regard less of age. You may need a Medicare Advantage Plan or a Medicare Supplement Plan. You may need Health Insurance if you are under age 65. You may even qualify for help paying for your health insurance. We are Health Insurance and Medicare Specialists so if you need Health Insurance call us. If you have a Medicare card call us. 954-532-2060 We can help. 😃

Products & Services
Medicare and Health Insurance by www.MedigapX.com
We help everyone that needs Health Insurance or Medicare, including Dental & Vision Plans. You may qualify for a Special Enrollment. For those unde...
Based on the policy purchased it pays you monthly income in the event that you are disabled and/or unable to work. 
Medicare and Health Insurance Solutions by www.MedigapX.com
We provide professional advise regarding all types of Medicare policy solutions including Medigap policies as well as Medicare Advantgage. We are a...
Recommendations Given (14)
"I've known Mindy now for years. She really knows her business!! I have and will continue to..." Read more "I've known Mindy now for years. She really knows her business!! I have and will continue to reccommend my friends and family to her for anything payroll related."
"John & Vanessa at Ballistiglass are such a pleasure to work with. They are knowledgeable and..." Read more "John & Vanessa at Ballistiglass are such a pleasure to work with. They are knowledgeable and professional. I would definitely recommend my family and friends to them. 5 Stars for Ballistiglass"
Recent Activity

Gary from www.MedigapX.com Answered this on September 24, 2020
Join a networking group with similar business interests as your own. That's the best advise I can give regarding networking. You'll have a team of people looking for business for you if done the right way. Good Luck!! (more) Join a networking group with similar business interests as your own. That's the best advise I can give regarding networking. You'll have a team of people looking for business for you if done the right way. Good Luck!!

Gary from www.MedigapX.com Answered this on July 15, 2020
Try to find a Networking Group you can join. I belong to 2 and they can really help you to network within a small number of other business pros. Like most meetings these days it will most likely take place on Zoom. (more) Try to find a Networking Group you can join. I belong to 2 and they can really help you to network within a small number of other business pros. Like most meetings these days it will most likely take place on Zoom.

Gary from www.MedigapX.com Answered this on May 06, 2020
Proper signage in your stores should solve that problem. Make your signs easy to read and post them where everyone can see. (more) Proper signage in your stores should solve that problem. Make your signs easy to read and post them where everyone can see.

Gary from www.MedigapX.com Answered this on May 04, 2020
The hard and fast rule is that you will need a (SEP) Special Enrollment in order to be able to sign up for marketplace coverage in-between Open Enrollment which starts on Nov 1st and ends on Dec 15th. The loss of employer coverage usually allows one to apply for the (SEP). A "Termination of... (more) The hard and fast rule is that you will need a (SEP) Special Enrollment in order to be able to sign up for marketplace coverage in-between Open Enrollment which starts on Nov 1st and ends on Dec 15th. The loss of employer coverage usually allows one to apply for the (SEP). A "Termination of Benefits" letter will be required to apply for the SEP and receive coverage with no lapse.  If too many people loose their coverage as a result of Covid-19 then it would be up to the current administration to change the rules regarding Open-Enrollment. Until then you will need to provide proof that you are coming from "Creditable Coverage" and that it is ending and a Termination of Benefits letter will be required. There are other SEP events that could trigger a Special Enrollment, however, Loss of Employer coverage will probably be the most common SEP since sadly many people may not return to their jobs. Let me know if I can help anyone. I would be happy to give you quotes to see how much your Health Ins will cost through the Marketplace.  In most cases folks will qualify for a tax credit.  Again, let me know if I can help. Regards, Gary 561-305-5949 24/7

Gary from www.MedigapX.com Answered this on April 27, 2020
I think that is an unnecessary expense as all small businesses have access to the same information. All you need is a competent HR person and they should be able to navigate the companies Health Ins plan in order to help the employees with their specific needs.  In this day and age businesses... (more) I think that is an unnecessary expense as all small businesses have access to the same information. All you need is a competent HR person and they should be able to navigate the companies Health Ins plan in order to help the employees with their specific needs.  In this day and age businesses should be looking to cut expenses not bring on additional expenses...  

Gary from www.MedigapX.com Answered this on April 22, 2020
Just continue to keep your Networking Group members at top of mind when people are looking for products or services. Make sure to sure to refer business to your Networking Family.  Charity begins at home. (more) Just continue to keep your Networking Group members at top of mind when people are looking for products or services. Make sure to sure to refer business to your Networking Family.  Charity begins at home.

Gary from www.MedigapX.com Answered this on April 15, 2020
To answer this question you would be guessing. The Health Ins industry may change drastically but it depends on who is elected as our next president. Trump wanted to dismantle Obamacare and make cuts to Medicare and Medicaid whereas Sanders wanted Medicare for all.  Biden wants to leave... (more) To answer this question you would be guessing. The Health Ins industry may change drastically but it depends on who is elected as our next president. Trump wanted to dismantle Obamacare and make cuts to Medicare and Medicaid whereas Sanders wanted Medicare for all.  Biden wants to leave ACA/Obamacare as is and reduce the Medicare age to 60 from 65. Based on who gets into the White House will determine the fate of the Health Ins and Medicare Industry and that includes the Group Health Ins Industry. Let's see who is elected. Time and our votes will tell.

Gary from www.MedigapX.com Answered this on April 13, 2020
The Health Ins industry does not appear to be making any changes for Small Businesses at this time.  Some changes that have taken place is the use of Telemedicine.  It will be much more widely accepted Post Covid-19. There have been discussions about Medicare changing the age at which you qualify... (more) The Health Ins industry does not appear to be making any changes for Small Businesses at this time.  Some changes that have taken place is the use of Telemedicine.  It will be much more widely accepted Post Covid-19. There have been discussions about Medicare changing the age at which you qualify from 65 to 60.  We will see if this major change takes place.   
1 Reply

Gary from www.MedigapX.com Answered this on December 12, 2019
A few other options for clients that don't qualify for tax credits is Short Term and Tri-Term Medical. These can be a great solution for healthy individuals.  (more) A few other options for clients that don't qualify for tax credits is Short Term and Tri-Term Medical. These can be a great solution for healthy individuals. 

Gary from www.MedigapX.com Answered this on August 08, 2019
Treat them with respect and give them benefits to keep them on board. The first element will keep you on the same level as your employee.  The 2nd will encourage them to stay.  (more) Treat them with respect and give them benefits to keep them on board. The first element will keep you on the same level as your employee.  The 2nd will encourage them to stay. 

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