About Us
There are thousands of real estate agents and mortgage agents in the city. But choosing the right one is important. Annie and Raymond, can give you professional advice during your house hunting/selling process and finding the best mortgages for you.
How We Got Started
Our relationship with my clients and even prospects is built on trust, sincerity and long term. I look forward to working with you in your home ownership journey.
The products and services we offer
Products & Services
There are thousands of mortgage agents/brokers in the city, but why you choose me ? Because I'll scan the products and offer you the one that suits...
We do home purchase, refinancing, reverse mortgages and more. I and my realtor partner are here to help. A One Stop Service Provider that you w...
Under the Covid 19 tough situation, many Canadians are laid off while banks rejected their Defer Mortgage Payment Program. Is there any other solu...
Gallery
Recent Activity
Though I’m a mortgage agent, not a realtor, I do believe CLIENTS is realtors’ #1 assets, just like CLIENTS is my precious and # 1 assets. We have spent our time and effort to cultivate clients, then we gain their trust and provide business to us. We need to treasure this relationship. Keep...
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Though I’m a mortgage agent, not a realtor, I do believe CLIENTS is realtors’ #1 assets, just like CLIENTS is my precious and # 1 assets. We have spent our time and effort to cultivate clients, then we gain their trust and provide business to us. We need to treasure this relationship. Keep privacy, always act for clients interest. If we do not have the support from clients, we can do nothing.
Before purchasing a home, you must know your budget and how much loan you can afford. However under the current hot housing market, house value is ever increasing while saving up sufficient down payment is increasingly difficult. Despite this, you may consider to purchase a smaller condo unit...
(more)
Before purchasing a home, you must know your budget and how much loan you can afford. However under the current hot housing market, house value is ever increasing while saving up sufficient down payment is increasingly difficult. Despite this, you may consider to purchase a smaller condo unit which the value is lesser than a house, and is better fit your budget. This is also a stepping stone and the fastest way to get you into home ownership. Equity and wealth then started to build up. Later depending on the market condition, you may then choose to change to a larger space like town house.
I think, not only under this tough time, but refinancing always gives you options for a better mortgage terms. Why not dig out more and you have nothing to loss.
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I think, not only under this tough time, but refinancing always gives you options for a better mortgage terms. Why not dig out more and you have nothing to loss.
Most of the people just focus on how low is the interest rate that offered. However, a good loan originator should understand and compare different terms for their clients. Comparatively low interest rate doesn't mean it is a good offer, hidden terms may be existed. So a good loan originator...
(more)
Most of the people just focus on how low is the interest rate that offered. However, a good loan originator should understand and compare different terms for their clients. Comparatively low interest rate doesn't mean it is a good offer, hidden terms may be existed. So a good loan originator should understand and compare different offers and pick the one that most suitable their clients.
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