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There are grants, forgivable loans for down-payments and loans that can cover both down-payment and closing cost, so finding the right loan program is necessary. Purchasing a property is one of the most significant investments that a person will probably make so knowing their options is vital....
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There are grants, forgivable loans for down-payments and loans that can cover both down-payment and closing cost, so finding the right loan program is necessary. Purchasing a property is one of the most significant investments that a person will probably make so knowing their options is vital. For the Credit part- you need to make them feel that you are for them and walk them through the process of planning for it. Most credit service company offers a credit simulation that can show them ways to improve credit so just walking to the planning process is crucial. I agree with what Deborah Glatz said about referring them to a good credit restoration company can help. As a lender, I've had clients that I would work alongside, and there are times that it took up to a year for them to purchase but during those process, the relationship is built, referrals are given, and I've helped my realtor partners to nurture their leads.