What coverage should I ask contractors to provide when they are working within my physical space?
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An insured contractor would have a certificate of insurance with him.
The certificate will informe you of what coverage he currently has and what company (es) he has for verification. The contractor should have General Liability with Completed Products and Operations. One Million is standard but it vary.
Workers Compensation is required by law for anybody working construction. A one man contractor may provide you with a Workers Compensation Exemption.
The certificate will informe you of what coverage he currently has and what company (es) he has for verification. The contractor should have General Liability with Completed Products and Operations. One Million is standard but it vary.
Workers Compensation is required by law for anybody working construction. A one man contractor may provide you with a Workers Compensation Exemption.
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