POLL -- Tampa-Area Business Owners: How Are You Faring?

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Steve Liebroder

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Answered on August 10th, 2025

All of our costs have gone up 30% this year. Nothing has been spared—business and personal. In Florida, Consumer confidence is high, while people are using their credit cards to float that lifestyle at 25% interest!

Florida is ranked as the second most financially distressed state in the U.S., per WalletHub’s recent analysis—largely driven by burdensome credit card debt.ABC Action News Tampa Bay (WFTS)


  • The average credit card balance in Florida is approximately $7,392, which represents 11.7% of the state’s median income ($62,973), and reflects an elevated dependency on revolving credit. Additionally, the utilization rate averages 31%, with average FICO scores hovering around 707.floridapolitics.com


  • Reality and feelings are projected to collide mid-March 2026. 


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