Fifteen years ago, I saw the coming baby boomer market and have worked all these years to catch it.  I have struggled with income all those years but was finally seeing a green light this year as retirement homes were finally welcoming my business.  Then AB5 and Covid.  I have never made enough to add to such a fund.  Additionally, I am now seventy-two.

Overall, yes, a promising idea.  Specifically, for me, it wouldn't have worked.  Will it also be a plan for when laws change and tear asunder your business model as AB5 did to me and many others?  Will it help with the expensive pivots that these devastatinglaws demand you to make to survive?  What exactly will it cover?