Mortgage Loan - FHA
An FHA loan is a government insured program. The Federal Housing Administration (FHA) insures these loans. One key benefit to utilizing an FHA loan is a lower down payment requirement to purchase a home (as low as 3.50% down payment). Another advantage is the loan program is often easier for credit qualifying. Pen Air offers competitive rates and fee pricing for this program.
We Also Offer
A Conventional loan is not a government insured loan program. A Conventional loan can offer a down payment with as little as 3%. If you have less t...
A VA loan is government insured by the US Department of Veteran Affairs. For qualified active duty service members & veterans this is a great progr...
Pen Air offers financing through the USDA's Single Family Housing Guaranteed Loan Program. The program allows 100% financing for home purchasing. T...
Pen Air offers financing for vacant, unimproved property purchases and refinances. For a purchase we offer financing up to 80% of the purchase pric...