About Us
Check out www.joneshealthandbenefits.com! Finding affordable health-related insurance benefits and services, consultations & quotes from a trusted insurance agency that specializes in solutions for retirees, employer groups, businesses, and self-employed professionals.
How We Got Started
After leaving corporate America, I knew I could provide my experience and expertise to Small and Midsize Business Owners, HR Leaders, and Retirees who don't have access to large-group health benefits, retiree benefits, or a professional benefits manager to assist with their individual needs and budgets.
The products and services we offer
Recommendations Received (14)
"Nichelle is extremely knowledgeable about health benefits, goes above and beyond for her clients,..."
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"Nichelle is extremely knowledgeable about health benefits, goes above and beyond for her clients, and has been a pleasure to work with!"
"Nichelle is a knowledgeable insurance professional. I consult with her on health benefits..."
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"Nichelle is a knowledgeable insurance professional. I consult with her on health benefits insurance. "
Products & Services
Employer Group Benefits - There is a variety of plan options and benefits for companies needing group benefits with an experienced broker and agenc...
Helping those without access to retiree benefits with a license professional with Medicare expertise for Individuals and for Employer Groups lookin...
Small Business Owners should protect their income as they are central to the business long term success. Don't let an injury or illness interrupt ...
Gallery
Recommendations Given (7)
"I have know and worked with Jourdan for years and he does a great job of onboarding and..."
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"I have know and worked with Jourdan for years and he does a great job of onboarding and presenting partners and clients with his knowledge and collaborative take on his products and services."
"I met Sharon years ago and she is a wonderful businesswoman and person to speak with directly. ..."
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"I met Sharon years ago and she is a wonderful businesswoman and person to speak with directly. Her store has beautiful jewelry pieces and I look forward to my next in-store visit!"
Recent Activity
Short Term Disability and Life Insurance
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Short Term Disability and Life Insurance
I have worked with all three phases of the employee benefits industry prior to starting my own agency. I have several years of direct HR/Benefits Administration from the employers view, account management and underwriting from the carrier view, and finally working for a large brokerage services...
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I have worked with all three phases of the employee benefits industry prior to starting my own agency. I have several years of direct HR/Benefits Administration from the employers view, account management and underwriting from the carrier view, and finally working for a large brokerage services employer group. This gives me a unique perspective in the broker marketplace and allows me to better understand each of my clients no matter what size of a group they are or if just self-employed.
Rates are already filed for 2021 and I would bet the carriers will get some funds from the Feds regarding COVID treatment and testing. I have noticed the increase in life insurance sales and underwriting making it easier for people to get approved right now.
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Rates are already filed for 2021 and I would bet the carriers will get some funds from the Feds regarding COVID treatment and testing. I have noticed the increase in life insurance sales and underwriting making it easier for people to get approved right now.
It depends on the size, industry, and business growth plans. If you aren't planning to add staff to grow your business, use the flexibility to choose between traditional and alternative health plan options for yourself and your family.
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It depends on the size, industry, and business growth plans. If you aren't planning to add staff to grow your business, use the flexibility to choose between traditional and alternative health plan options for yourself and your family.
You should actually focus on 3 elements: coverage, cost, and convenience. Coverage to determine if there are in and out of network benefits, cost included both premiums, deductible, copays, and coinsurance can fit within your budget and healthcare needs and finally convenience are the networks...
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You should actually focus on 3 elements: coverage, cost, and convenience. Coverage to determine if there are in and out of network benefits, cost included both premiums, deductible, copays, and coinsurance can fit within your budget and healthcare needs and finally convenience are the networks large enough in your area for both primary care, specialty, and hospitalization.
1 Reply
It is not a fit for everyone, but I have had clients on MediShare for years and it has worked as an option for them vs a major medical or Short Term Medical plan. The biggest issue to review is the entity's history before and after the ACA to determine if they have the membership and internal...
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It is not a fit for everyone, but I have had clients on MediShare for years and it has worked as an option for them vs a major medical or Short Term Medical plan. The biggest issue to review is the entity's history before and after the ACA to determine if they have the membership and internal infrastructure to maintain its sharing process.
Your broker should be assisting you with all benefits compliance concerns. This should be part of your annual renewal process at the minimum if not more as the business needs generate additional staffing.
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Your broker should be assisting you with all benefits compliance concerns. This should be part of your annual renewal process at the minimum if not more as the business needs generate additional staffing.
You should evaluate your benefits if not once, but twice a year. I have a pre-open enrollment meeting with my clients to review current coverage and potential options along with overall business outlook. The second meeting occurs once the carrier has produced its annual renewal so I can also...
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You should evaluate your benefits if not once, but twice a year. I have a pre-open enrollment meeting with my clients to review current coverage and potential options along with overall business outlook. The second meeting occurs once the carrier has produced its annual renewal so I can also compare that to other carrier options and additional benefits to obtain accurate rates and benefit design updates.
Working with an independent and licensed broker like myself, I discuss all with my clients their individual health situation first and then offer traditional and non-traditional health benefits options based upon those needs and their budget. As a business owner or self-employed, you definitely...
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Working with an independent and licensed broker like myself, I discuss all with my clients their individual health situation first and then offer traditional and non-traditional health benefits options based upon those needs and their budget. As a business owner or self-employed, you definitely do not want to add the additional risk of no coverage when starting or advancing your business by not protecting your health or income without proper health-related benefits.
No, but you have a 60-day window for a major medical plan with ACA provisions, COBRA or depending on your state and your families overall health, alternative options that may be available to you.
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No, but you have a 60-day window for a major medical plan with ACA provisions, COBRA or depending on your state and your families overall health, alternative options that may be available to you.
