About Us

LEND LOCAL! PROSPER LOCAL!
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.

When you choose Prosperity Home Mortgage as your lender, here is some of what you and your clients will get:
* Competitive rates and fees
* Local Mortgage Consultants with extensive knowledge of your local market
* Knowledge and expertise on available mortgage products
* Prompt and thorough communication
* Dedication to exceptional customer service for your unique needs from start to finish

How We Got Started

PHM was founded in the mid-80's by a Real Estate Agency - and, to this day, we continue to recognize that we are here to assist (and serve) Realtors!

Ranked as one of the best mortgage companies in the nation by Mortgage Executive Magazine nine years in a row and by the Scotsman Guide for eight years in a row.

Products & Services
Mortgage Consultant by Prosperity Home Mortgage
Whether you are purchasing a home or looking to refinance . . . a primary residence, second/vacation home or an investment property, everyone has t...
Pre-Approvals by Prosperity Home Mortgage
From pre-qualification to preliminary approval to a fully underwritten loan commitment (without a property), our PHM team is able to assist at all ...
Home Loans by Prosperity Home Mortgage
We can make your dream of home ownership a reality. Prosperity Home Mortgage offers home loans to aspiring home buyers in North Carolina, Tennessee...
Recommendations Given (17)
"I've had the privilege of working with Ms. Kline on all "sides" of the home purchase/financing..." Read more "I've had the privilege of working with Ms. Kline on all "sides" of the home purchase/financing process - when she and her firm represent sellers, when they refer buyers and also as her family has purchased homes. She and the Sell Moore Homes team are always professional, communicative and "on the ball" for their clients!"
"I've had the pleasure of working with Brittani to assist families with their home purchases. She..." Read more "I've had the pleasure of working with Brittani to assist families with their home purchases. She is always on top of things - diligent, punctual and detail-oriented. She helps make things move incredibly efficiently for all involved."
Recent Activity

William from Prosperity Home Mortgage Answered this on December 09, 2021
Honesty. (more) Honesty.

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 5+ Local Business Owners!