My experience has been horrific. Wells Fargo was not seemingly motivated to support small business evident by unpreparedness,  link unavailable to apply and when the link appeared, there was no application. The banking industry unfortunately created a huge disadvantage.  Prepared banks such as Bank of America were only working with their members.  Needless to say, the day my application arrived from WF, the money was gone. I have been a long time member. I am still waiting and have yet to receive approval, denial , etc. I am receiving more emails presently advising the money is depleted than responses as to access the funds. Disheartening would be an accurate sentiment .