We, at at Boston FFS Insurance Services, help our clients make the most out of our innovative proprietary life insurance products in their best interests. The face amount of the life insurance can be set from $25,000 to millions of dollars according to the client personal preferences when they are alive before dying such that a few years later their account values can be sufficient for loans taken out as education, wedding and mortgage funds, fund in case of terminal, critical or chronic illnesses, used as retirement income or a legacy as final expense to their beneficiaries after they die. Their account values get high compound interest rates to lose zero when the stock market crash occurs but gain values similar to the stock market gain. The loans and payments from their life insurance accounts will be tax free as long as those accounts are in good standing until the life insurance plan owners die.