We are the Nation's #1 HECM for Purchase (H4P) direct lender. I fell in love with the H4P program because of the many ways it helps my clients to leverage the cash they have to buy the home they want without dipping into their Retirement accounts and w/o having to make a payment, improving their Cash Flow.

Here's the icing on the cake. For clients that make payments, if done properly may receive a Large Tax Deduction over and above the Standard IRS deduction giving them an option of paying for the transfer of IRA funds to their Roth IRA!! In addition, they still have access to those payments which are also placed in their Line of Credit, which today has a growth rate of about 6.2% as of Feb 25, 2026.

My background in the Financial planning industry helps clients to see the big picture and how this program can better prepare them for Retirement and help their Financial Longevity and increase Net Wealth.

My career path started a few years after college. I was looking for a position in the Computer Industry where I wanted to worked with people - not with computers. My Minor in college was in Comp Sci. I temporarily stepped into the Insurance Industry which led me to move to NC to start my full service agency from scratch with No connections and a very small budget.

Fast forward 3 years. My sister was in the Mortgage business and started "bugging" me to get into the mortgage business as a Loan Officer. I told her to leave me alone as all I could focus on was my Insurance company. Well, before the end of the year, along with her as my coach and mentor I was helping my clients with Home Financing as well as Small Commercial lending.

This led to my introduction to Reverse Mortgages and to the HECM for Purchase loan program - my specialty.