I am assuming this question is about your business. Stay on top of your accounts payable and your accounts receivable, look at both everyday to make sure you are not 60 days behind or that your clients are not paying on time. As a business owner look at the cashflow everyday know where the cash balance is at. The next statement is easier said then done, establish two bank accounts one for the operating budget and one for your payroll and know your expenses. We also established a line of credit as an emergency fund.