VA Loans

  • Best for: Veterans, active-duty military, and eligible spouses.

    Highlights: No down payment, no private mortgage insurance (PMI), and favorable rates.



  • We Also Offer

    Best for: Buyers with good credit (typically 620+).Highlights: Flexible terms, competitive rates, and a range of down payment options (as low as 3%).
    Best for: First-time buyers or those with lower credit scores (580+).Highlights: Only 3.5% down payment required, more lenient on past financial is...
    Best for: People buying in eligible rural or suburban areas.Highlights: No down payment needed, lower mortgage insurance costs.
    Best for: Buyers purchasing high-value homes (loan amounts above $766,550 in most areas for 2024).Highlights: Higher loan limits, but stricter cred...
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    Local Recommendations
    About Us
    At MY City Lending, we’re more than just a mortgage company—we’re your local lending partner. With a commitment to personalized service, expert guidance, and fast, reliable solutions, we help indiv...(more)