In today's world, your reputation is a valuable business asset. We recognize that. Our efforts in helping you to collect money owed you should not damage that reputation and we make it our mission to ensure that does not occur.

We also recognize that everyone, including your best customers or clients, can find themselves in a tough financial situation at times. As such, we endeavor to work with your customers and clients to provide them the opportunity and pathway to resolve the situation amicably.

We also realize however, that some people only pay when they are forced to. Kostka & Associates, LLC knows how to use the law to encourage, and, if necessary, require people to you pay you what they owe you.

Why Kostka & Associates, LLC and not a collection agency.

Kostka & Associates, LLC has been guiding creditors since 1992. Debt collection attorneys are generally held to a higher ethical standard than collection agencies and must act with surgical-precision in their debt collection methods. Kostka & Associates, LLC is well versed in navigating the complex network of laws surrounding debt collection so as to maximize the chances your debt is collected.

Lawsuits initiated by an attorney are often enough to compel the debtor to voluntarily resolve the debt through a settlement. However, if a settlement is not reached or if the debtor fails to participate, a circuit court judgment can be obtained and enforced through the court system; a power collection agencies simply do not have.

Finally, because Kostka & Associates, LLC operates almost exclusively on a contingency fee basis, you and your business have little if any risk because if we are unsuccessful in our efforts you do not owe us any attorney fees.