Tom Frazier from Carolina Farmers Mutual Insurance Company

Tom Frazier

Carolina Farmers Mutual Insurance Company

About Us

Carolina Farmers Mutual Insurance Company (CFM) is the only insurance domiciled in Randolph County. It got its original start in 1892 as a County Mutual Insurance Company and limited to only writing fire insurance in five (5) counties. CFM changed its charter and became a statewide mutual insurance company effective 10-31-1996. Since that time the company has grown in insurance volume eight (8) fold. The company is represented by approximately 55 independent agencies across the state of NC through which it markets fire, homeowner, farmowner and commercial insurance policies. One of the things that makes us SPECIAL is that by being a true MUTUAL INSURANCE COMPANY we do not answer to stockholders but to our policyholders.
Our Motto is: SERVICE HONORING THE GOLDEN RULE.

The products and services we offer

Products & Services
Insurance by Carolina Farmers Mutual Insurance Company
Carolina Farmers Mutual Insurance Company offers insurance for your home & farm with many special discounts. Call and ask for quote from one of ou...
Recommendations Given (16)
"Top notch legal firm highly recommended by other attorneys also. Super receptive and great to..." Read more "Top notch legal firm highly recommended by other attorneys also. Super receptive and great to work with!!!"
"Carolyn does excellent work. Very conscientious, on time and adaptable to situation changes. "
Recent Activity

Tom from Carolina Farmers Mutual Insurance Company Answered this on August 02, 2018
Question (1) If their gender was correctly answered (not previously altered) at the time of the app and the policy was issued it would stay that way until death or termination depending on type of policy no matter how often they think they change gender after the policy is issued.  They can... (more) Question (1) If their gender was correctly answered (not previously altered) at the time of the app and the policy was issued it would stay that way until death or termination depending on type of policy no matter how often they think they change gender after the policy is issued.  They can change name, address etc but they cannot change sex or age.  If they were a no smoker at issue and later start smoking they would stay a non smoker.  

Tom from Carolina Farmers Mutual Insurance Company Answered this on April 16, 2018
I attend Sunday evening church service.   (more) I attend Sunday evening church service.  

Tom from Carolina Farmers Mutual Insurance Company Answered this on March 15, 2018
That I am truthful, sincerely caring and hold myself to the highest standards ethically. (more) That I am truthful, sincerely caring and hold myself to the highest standards ethically.

Tom from Carolina Farmers Mutual Insurance Company Answered this on February 26, 2018
I suggest giving them a call after a year has past and see if they are getting the energy savings they expected. If that response is positive, then I think it would be an appropriate time to ask for referrals. (more) I suggest giving them a call after a year has past and see if they are getting the energy savings they expected. If that response is positive, then I think it would be an appropriate time to ask for referrals.

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