About Us

With 10+ years in Fintech, I help local business owners stop the revenue leak caused by hidden fees and outdated hardware. As a partner with Pinnacle Payments, I provide the local, expert support that 1-800 numbers can't match.

How I help my neighbors:

• Profit Recovery: I specialize in Dual Pricing models that can eliminate merchant fees, allowing you to keep 100% of your revenue.
• Top-Tier Tech: Authorized provider of Clover and Square systems tailored to your specific workflow.
• High-Risk Expertise: Specialized solutions and terminals for industries that traditional banks often turn away.
• 5-Minute Audits: No sales pitch. Just a transparent look at your current effective rate to find your hidden savings.
Ready to see what you’re really paying? Message me for a confidential statement review today.

How We Got Started

I spent 12 years in the corporate headquarters of a major payment processor. I loved the industry from day one, but over time, I saw a frustrating gap. From a corporate desk small businesses often look like just another account number. I saw owners struggling with mystery fees, confusing statements, and systems that didn't talk to their software. Forcing them to stay late every night just to balance the books.

I realized I didn’t want to manage accounts; I wanted to partner with people.

I left the corporate world to bring that insider knowledge back to the community. My mission is to take the complexity out of payments. I don’t just provide a credit card machine. I build a bridge between your sales and your software.

Whether it's helping a medical practice sync with their ledger or ensuring a restaurant has transparent pricing, I make sure your payments work for you and not the other way around.

Products & Services
Free Statement Analysis by Pinnacle Payments
I analyze your statement for free to make sure you are getting what you expected from your current processor.
Online payments  by Pinnacle Payments
I enable online merchants take payments securely and efficiently for low cost.
Square POS by Pinnacle Payments
Square POS system
Recommendations Given (17)
"I highly recommend Fernando. He’s great at establishing a clear plan for his clients and putting..." Read more "I highly recommend Fernando. He’s great at establishing a clear plan for his clients and putting it in action. I would recommend him to any company who has staffing needs."
"I met with Sheila and was extremely impressed. She has a plethora of travel options and is very..." Read more "I met with Sheila and was extremely impressed. She has a plethora of travel options and is very client focused. Highly recommend."

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 5+ Local Business Owners!