Kathy - you know we're all in the same boat, it doesn't matter how well established your business is, this is a direct hit to travel.  Hear me - don't give up. If this is your main source of income, find some side work.  There's quite a few part time jobs out there that you can use to get by.  The 2020 Census is hiring 100,000 people this year to work temporarily, right now.  Also - use this time to do some supplier training that we never have time for  - like Disney, that takes FOREVER! This is also a time to take a step back and evaluate the strategy for how you move your business forward when it comes roaring back.  And - have faith that this will happen - because I truly believe it will.  Travel companies will be wanting to drive bookings up in the summer and fall, to make up for this - so expect some of the best deals for our customers that we've ever seen! Finally - remember that travel is even somewhat of a recession proof business; the retired baby boomers that have money no matter where the country is economically will begin traveling soon enough again; they just aren't right now because this is different - this is a health scare, so it doesn't matter if you have the money to buy travel or not. That will go away when the pandemic is over.  God bless you - keep the faith, and feel free to reach out to me if you want to talk! Cheers, Dave D