About Us

Welcome to the future of commerce. Every wallet loaded onto your phone will already have more than $5,000 in gift cards from merchants to thank you for helping them save time and money while increasing their security. SAYVES earns employers money on their payroll and cuts merchant fees to .5% including gift cards and loyalty that are seamlessly processed as mCash. The loyalty allows merchants to give you on average 5% to 20% back after every purchase to encourage loyal and repeat customers. SAYVES is so fast that if you blink you missed it and as simple as sending a text message. You may never want to use a wallet again. SAYVES also increases earnings for banks, credit unions, governments and employers. Go to www.sayves.com to see what your new wallet will look like.

How We Got Started

When the chip in the bankcard technology was introduced here in the United States, retailers requested a payment technology that interfaced directly with their Point of Sale devices, was faster, less expensive and had the same or better security . SAYVES went to work and is now delivering a wallet that exceeds these expectattions by doing so using standard bar code scanners and smart phones.

The products and services we offer

Products & Services
SAYVES Mobile Wallet by SAYVES
SAYVES with Vanishing Encryption Security never exposes your account or personal data in the open, reduces processing fees to .5% including the pro...
SAYVES helps Schools, home schoolers, PTA's churches and other charity organizations earn money from purchases made by helping those they know regi...
SAYVES Mobile Wallet by SAYVES
The Simple, Speedy, Most Secure Mobile Wallet, that SAVES Money with each and every purchase.
Recommendations Given (37)
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Recent Activity

James from SAYVES Answered this on April 19, 2021
Small businesses like mine cannot afford to hire employees to build your business and rely on independent contractors. Government regulations and reporting are already burdensome. This legislation would prevent me from being able to build and grow my business. (more) Small businesses like mine cannot afford to hire employees to build your business and rely on independent contractors. Government regulations and reporting are already burdensome. This legislation would prevent me from being able to build and grow my business.

James from SAYVES Answered this on June 05, 2018
As I traveled around the world I noticed that most do not own nice homes, drive nice cars, let alone have toys like side by side's, boats, etc. so the culture is completely different. The norm is expecting to start out in an apartment, use mass transit, and hopefully work up to a town home or... (more) As I traveled around the world I noticed that most do not own nice homes, drive nice cars, let alone have toys like side by side's, boats, etc. so the culture is completely different. The norm is expecting to start out in an apartment, use mass transit, and hopefully work up to a town home or home. You either excel and qualify for higher education or you learn a trade, they do not have $1.3 trillion in student loans.The exception to this is the middle east where the oil money is shared with the citizens so they can afford a college education, the purchase of homes and multiple cars, etc.. But in all countries I visited, they do not have the individual debt extended like we do here in this country. Many of the countries like South America, Africa, Indonesia, have poverty levels that lack the benefits of charity our homeless have offered to them. I have spent 35 years in the payment industry. Not one of the executives at Visa or MasterCard owed a dime on their cards. They know how to calculate an Internal Rate of Return and the true cost of that credit. In short, America is the leader in extending debt to their citizens and the banks and Federal Reserve make billions each year by allowing us  immediate gratification because we cannot see the cost of buying it now verses saving up to pay for it with cash later.

James from SAYVES Answered this on May 09, 2018
I am probably the last person capable of sharing what is most important. I want to share way too much information on our website and recently was told that all I needed to share was how we grow the economy by adding a secured digital currency that bypasses the Mastercard/VISA, etc. networks to... (more) I am probably the last person capable of sharing what is most important. I want to share way too much information on our website and recently was told that all I needed to share was how we grow the economy by adding a secured digital currency that bypasses the Mastercard/VISA, etc. networks to save 50% or more in processing fees. So from the suggestions I am receiving, I would guess the answer is; what consumers need or are interested the most from what the company offers.

James from SAYVES Answered this on May 06, 2018
The ideal marketing approach offers a product or service at a competitive price, with a satisfaction guarantee, and an added benefit that will keep the customer coming back again and again. Too many businesses get forced into just discounting because they do not know of another way to attract... (more) The ideal marketing approach offers a product or service at a competitive price, with a satisfaction guarantee, and an added benefit that will keep the customer coming back again and again. Too many businesses get forced into just discounting because they do not know of another way to attract consumers. Discounting attracts cherry pickers who are only interested in buying the discounted products and if this discount is a loss leader, valuable profits are lost with the sale. 32 years at the cutting edge of the payment and loyalty industry helped develop a fresh SAYVES approach that cuts merchant processing fees in half and gives the savings back to the consumer in the form of a digital gift card in their FREE SAYVES wallet that works with any smart phone. You the merchant pay nothing more than you do today processing credit cards, the savings is placed into your gift card account earning you interest until the consumer returns, and the consumer has the money displayed on their phone every time they open the application enticing them to return again and again. This approach enables you to enhance your offering without losing money and driving the loyal and repeat business every merchant is searching for.

James from SAYVES Answered this on January 30, 2018
The most satisfying aspect of business is ultimately helping and blessing the lives of your employees, their families, and all the customers you serve. (more) The most satisfying aspect of business is ultimately helping and blessing the lives of your employees, their families, and all the customers you serve.

James from SAYVES Answered this on April 06, 2017
i4Solutions 801-294-6400 are the most creative, fast, efficient, and cost effective that I have worked with over the years. Check them out, you will be glad you did. (more) i4Solutions 801-294-6400 are the most creative, fast, efficient, and cost effective that I have worked with over the years. Check them out, you will be glad you did.

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Highly Recommended

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