Comprehensive General Liability Insurance should provide a business with liability coverage if someone has bodily injury from the coronavirus on your premises.  This policy will provide a business with legal defense.  Workers' Compensation Insurance will cover an employer if an employee gets sick with the coronavirus at work.  Employment Practices Liability is also very important insurance in case the employer is sued by an employee during this crisis,  Everyone needs to wear facemasks and keep distance from one another.  Management should also require everyone's temperature should be taken every day and sick employees need to stay home.