About Us

We are a business focused on helping protect families, preserving and growing wealth, and fixing retirements. As a brokerage with more than 60 carriers, there isn't anyone we can't help. We are headquartered in Chesapeake, VA, and offer services in all 50 states. We are fully engaged with delivery of our consultations remotely via telephonic or virtual meetings, but still offer face-to-face consulting on an as-requested basis. We are a no-fee for service company and carrier-compensated.

How We Got Started

Our business started as an experiment in the incredibly wide arena of insurance. Over time, we have focused on what really makes us happy, which is helping people, protecting families, preserving wealth, and fixing retirement.

Products & Services
Debt Free Life by Forehand Financial Services
Debt Free Life is a proprietary program that changes the way money is spent, allows for creation of a "Private Bank" that is owned and operated by ...
Business Insurance by Forehand Financial Services
Forehand Financial Services helps small businesses across the nation prepare for the unexpected. Give us a call to learn how we can take the stress...
Recommendations Given (55)
"Michelle is a conscientious student of the business that is laser-focused on matching the right..." Read more "Michelle is a conscientious student of the business that is laser-focused on matching the right program(s) for each client. Rest easy when you are working with Michelle."
"Kris is honest, conscientious, and smart. He is a great person to have in your corner and on..." Read more "Kris is honest, conscientious, and smart. He is a great person to have in your corner and on your team!"
Recent Activity

Scott from Forehand Financial Services Answered this on September 16, 2020
I have been there.  I am my client.  Whether it is from a business perspective, taking advantage of tax issues, retirement issues, etc.  It is a total plan for short, medium, and long term goals. (more) I have been there.  I am my client.  Whether it is from a business perspective, taking advantage of tax issues, retirement issues, etc.  It is a total plan for short, medium, and long term goals.

Scott from Forehand Financial Services Answered this on September 16, 2020
Plan, save, and move the holiday cash into a solution that pays interest until you need it. (more) Plan, save, and move the holiday cash into a solution that pays interest until you need it.

Scott from Forehand Financial Services Answered this on September 16, 2020
The CARES Act and the SECURE Act have specific effects, positive and negative on our our business, our industry, and everyone in this country.  There are some very specific benefits available, for what is most likely a limited time, while COVID is effecting the economy. (more) The CARES Act and the SECURE Act have specific effects, positive and negative on our our business, our industry, and everyone in this country.  There are some very specific benefits available, for what is most likely a limited time, while COVID is effecting the economy.

Scott from Forehand Financial Services Answered this on September 16, 2020
The most common reason new businesses fail is because they are under capitalized.  You can engineer and leverage your capital, whatever level it may be, and create a private "bank" to draw what you need, when you need, without any external decision makers. (more) The most common reason new businesses fail is because they are under capitalized.  You can engineer and leverage your capital, whatever level it may be, and create a private "bank" to draw what you need, when you need, without any external decision makers.

Scott from Forehand Financial Services Answered this on September 15, 2020
My favorite programs always offer additional benefits beyond just traditional life insurance.  Disability income, tax exempt retirement, non-death related benefits, college scholarships, hospital indemnity, etc.  These are always concerns for me as I consult for clients.  How lucrative for me a... (more) My favorite programs always offer additional benefits beyond just traditional life insurance.  Disability income, tax exempt retirement, non-death related benefits, college scholarships, hospital indemnity, etc.  These are always concerns for me as I consult for clients.  How lucrative for me a particular plan is or isn't for me is never a concern.  

Scott from Forehand Financial Services Answered this on September 15, 2020
Be proactive and have a frank discussion with them regarding plans to make effort to pay back rent.  Communication is never a bad thing.   (more) Be proactive and have a frank discussion with them regarding plans to make effort to pay back rent.  Communication is never a bad thing.  

Scott from Forehand Financial Services Answered this on May 27, 2020
Anytime you make additional information available to your clients, the better.  I routinely recommend my clients do their own due diligence, and ask me for clarity if needed. (more) Anytime you make additional information available to your clients, the better.  I routinely recommend my clients do their own due diligence, and ask me for clarity if needed.

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 50+ Local Business Owners!